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Tradesman Insurance FAQs

To help you understand more about tradesman insurance, here are the answers to some of our most frequently asked questions

Is tradesman insurance a legal requirement?

Employers liability insurance is the only insurance you need by law in the UK, if you have one or more employees (who are not immediate family members). 

 If you own a vehicle for business purposes, you are required to take out business car insurance.  

 All other policies are strongly recommended to protect you should the worst happen. 

Are vehicles covered under tradesman insurance?

Your tradesman insurance policy can be tailored to suit your individual business needs. So, if you own a vehicle for business use, it can include a policy for business car/van insurance.  

Does trade insurance cover cleaners?

Yes, whatever the size of your business we can provider full cover for cleaning businesses. This can a trade’s insurance package but we can also offer a commercial combed policy or a contractors combined policy for larger businesses, depending on what you need.  This is will cover your employees, vehicles and even specialised equipment - like steam mop cleaners and buffers, for example. 

Need an insurance quote for cleaners? Get in touch with our insurance team today by starting a quote online. 

Is trade insurance the same as business insurance?

Trade insurance is a type of business insurance package that includes a range of policies suitable for those who work in a trade business. This includes painters, decorators, plumbers, and electricians for example. 

How Bionic Works

Friendly, professional agents

Our team speaks your language and won’t waste your time. We use secure smart data to find out more about your needs and only ask questions relevant to your business.

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We’ll talk you through the quotes

Once we know more about your needs, we’ll work with you to find the right cover. We’ll cut through the insurance jargon and answer any questions you might have.

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Renewals remembered for you

With your cover arranged, you need never worry about missing an insurance policy renewal date, as we’ll keep you updated for complete peace of mind.

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