Dance Studio Insurance

No matter the style or setup of your dance studio, it’s likely we can help. We can arrange cover for the majority of studios, including: 

• Ballet and modern dance schools 
• Street dance and hip-hop studios 
• Yoga/Pilates studios 
• Fitness spaces like Zumba or aerobics studios 
• Studios that host performances or competitions 
• Spaces hired out to self-employed dance instructors 

Can’t find your studio listed? It's likely we can still help. Start a quote online and a member of our insurance team will be on hand to help. Freelance or self-employed, you’re cover options may be different, see dance teacher insurance.

While dance studio insurance provides a wide range of cover, there are some exclusions, including: 

• Intentional damage – Damage caused on purpose isn’t covered. 
• Neglect – Losses due to lack of maintenance, such as failing to fix faulty equipment, may void your policy. 
• General wear and tear – Normal ageing or wear on your equipment or flooring is excluded. 

Double-check your policy details or speak to our team if you have any questions about what’s covered and what isn’t. 

Dance is a physical activity, and that comes with risk — for your students, your staff, and your business. Here are some real-world scenarios that dance studio insurance is designed for: 

• A student slips on a wet studio floor — or trips over a speaker cable during class — and makes a claim for their injury. 
• A student is injured during a lift or acrobatic sequence, and they pursue a compensation claim. 
• Your sound system or mirrors are stolen from your studio overnight, or damaged in a break-in. 
• A flood or fire forces you to close for several weeks, with no income coming in. 
• A student alleges your instruction caused a long-term injury, such as a back problem or a joint strain. 
• An employee develops a repetitive strain injury from teaching multiple classes per day and makes a claim against your business. 

Any one of these without the right cover could cost you thousands of pounds out of pocket. With the right policy in place, you have financial protection if a claim is made against you.

Dance studio insurance could cost from 8p a day*

• Extent of cover — The more cover you opt for, the more expensive your package will likely be. 
• Your insurer — Depending on who is willing to insure you, the price for their policies will vary. 
• Location — The location of your business is taken into consideration when calculating the cost of your premiums. If have multiple studios, you may consider covering all of these under a single policy. 
• Whether you employ staff or teach solo — If you have teachers or assistants working for you, employers' liability is a legal requirement and will influence your premium. 
• The type of classes you run — Partner work or acrobatic style classes could be seen as higher risk by an insurer than low-impact sessions. 
• Whether you own or rent your studio — Owning your premises means you may need buildings cover too. 
• Claims history — If you've made a previous claim on your policy or had claims made against you, it may affect your future premiums.

Start a quote online and speak to a UK-based broker to see how much you’ll be looking at for a dance insurance quote. Get started today. 

_{*This price is for a trades and professions policy – the average of the bottom 10% of customers who were sold with one of our panel providers paid £31 annually (excluding any additional administration fees) between 01/07/2025 & 30/06/2026. Equivalent to £2.58 a month or £0.08 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary on your business requirements.}

Your studio is a place where creativity, movement, and community come together. At Bionic, we compare trusted insurers to find cover that fits your dance business. From employers' liability to business interruption, we'll help you keep your space running smoothly. 

Start your dance insurance quote online today, or chat with our UK-based team for support.