We’ll help you get your business finances sorted

We compare hundreds of loan providers

High Street banks, challenger banks and alternative lenders

Our agents use smart tech to match you with the right products

How Bionic finance works

We only recommend what’s right for you. If you sign your business up for an unsuitable financing option, it could cost you thousands - our tech-enabled experts will help you make the right finance choices for your business.

01/03

Quick eligibility check

Give us some basic information and we can tell you what you could borrow, without affecting your credit score.

02/03

Talk to one of our finance experts

Our tech-enabled team will listen to your needs and discuss the different finance products available for you.

03/03

Get your funds, fast

With your consent, we use smart data to find the information we need to process your loan.

What are the different types of business finance available?

Not all business loans are created equal, so it’s important to choose the financing option that offers the best fit for your business and its unique circumstances.

Asset finance

Asset Finance solutions allow your business to free up capital to help accelerate business growth. We offer competitive funding packages, Hire Purchase, Asset Purchase or Refinance, and everything in between.

Bridging loans

A Bridging Loan is a short term funding option, mainly used on development and property projects, but can also be utilised for business loan purposes. Due to it being short term, interest is quoted on a monthly rate.

Commercial mortgages

Like a residential mortgage, a commercial mortgage is a long-term loan used to help fund the purchase of a business property. Lending is usually offered for 70-75% of the total property value, with repayment periods of between five and 25 years.

Unsecured business loans

An unsecured business loan offers access to funds without the need to put up any assets, equipment or property as security. Like any unsecured loan, the chance of acceptance and the terms of the loan will be based upon your business’ credit score.

Working capital

Working capital is the money available to fund a company’s day-to-day operations. While business loans are often taken out to fund long-term assets or investments, a working capital loan is used to help fund the everyday running of your business.

How Bionic finance can help your business

Our finance options can help your business in more ways than one, and we can offer business finance solutions to suit a range of needs and circumstances.

Pay for materials

Need more materials to finish a contract? We can provide the cash in advance, so you don’t have to keep chasing invoices.

Meet the wage bill

Circumstances quickly change in business, but paying staff on time is essential. Our financing options could help with wage issues.

Grow the business

Keeping pace with an expanding business can be tough. We can provide the finance your business needs to keep growing.

About Bionic

Since 2007 Bionic (previously called Make It Cheaper) have helped over 200,000 businesses in Britain save up to £3,639 on their business energy, up to £1,335.47 on their insurance costs, and on average £352 on their telecoms bills

2007

Established
in 2007

200k

Over 200,000
businesses helped

£3,639

Save up to £3,639
on business energy

195+

We employ
over 195 experts