Energy

What can we help you with?

Business Energy
Business Electricity
Business Gas

Learn more about Energy

More Energy Guides

What to do if your energy supplier goes bust or ceases trading

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How to make a complaint to or about your business energy supplier

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The Bionic guide to VAT on business energy

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Insurance

Insurance Type

Business InsurancePublic Liability InsuranceEmployers Liability InsuranceProduct Liability InsuranceCommercial Combined InsuranceBusiness Equipment InsuranceBusiness Interruption InsuranceProfessional Indemnity InsuranceStock & Contents InsuranceCyber InsuranceLegal Expenses InsuranceProperty Maintenance Insurance

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Baker InsuranceBeauty Therapist InsuranceBed & Breakfast InsuranceBike Shop InsuranceBridal Shop InsuranceBookshop InsuranceBuilders InsuranceButchers InsuranceCafe & Coffee Shop InsuranceCharity InsuranceContractor InsuranceCommercial Landlord InsuranceCommercial Property InsuranceDance Studio InsuranceEstate Agent InsuranceFish and Chip Shop InsuranceFlorist InsuranceFood Business InsuranceFood Manufacturing InsuranceGift Shop InsuranceGym InsuranceHotel InsuranceKebab Shop InsuranceNail Technician InsuranceOffice InsuranceOnline Retailer InsuranceOptician InsurancePainters InsurancePlumbers InsurancePub InsuranceResidential Landlord InsuranceRestaurant InsuranceSandwich Shop InsuranceTanning & Sunbed Shop InsuranceTrade InsuranceView more business typesBusiness insurance guides
Connectivity

What can we help you with?

Business Broadband & Phone Line
Business Broadband
Business Phone Line
Business VoIP

Learn more about Connectivity

More Connectivity Guides

How much do we rely on WiFi?

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What is the digital switchover? Everything you need to know about the analogue phone switch off

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8 common network problems and how businesses can fix them

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Finance

What can we help you with?

Business Loans
Commercial mortgages
Secured loans
Asset finance

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More Finance Guides

The best small business grants 2024/2025

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How do I pay myself as a small business owner?

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What is a small business?

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Bionic’s guides to business essentials

Our experts share essential knowledge on business energy, insurance and broadband
Business Essentials
Guides
Business Energy
Guides
Business Insurance
Guides
Business Connectivity
Guides
Business Finance
Guides

What is product liability insurance?

Business insurance protects against legal claims and payouts. Product liability insurance is essential for those that produce, design or sell any products.

September 10th 2026

Laura Court-Jones

Small Business Editor

Business insurance renewal gone up? What you should do

Yearly renewal increases aren't common, but why do they go up? Learn what factors contribute to your insurance renewal, from clams inflation to market changes and what you could do if you don't want to stick with your insurer

August 25th 2026

Laura Court-Jones

Small Business Editor

Bad claims experience? Is it time to switch business insurer?

Had a claims experience that didn't go as expected? This guide walks you through what could have bee avoided and whether looking for a new provider would put you in a better position. Read now.

August 4th 2026

Laura Court-Jones

Small Business Editor

Has your business insurance cover kept up with your business? 

Even a small change to your business could mean you're not properly insured. Find out how to keep your business protected as it changes over time.

August 4th 2026

Laura Court-Jones

Small Business Editor

Insurance auto renewal: what it is, how it works, and how to opt out

What is auto-renewal for your business insurance? Should you opt it in? Learn how it works and if it's right for you.

August 4th 2026

Laura Court-Jones

Small Business Editor

How unoccupancy affects your business insurance

Find out how government restrictions and guidelines could impact your insurance if your premises are unoccupied or you’ve had to change business activities.

August 4th 2026

Laura Court-Jones

Small Business Editor

How to protect your business against flash flooding

Is your small business prone to flash flooding? Perhaps you should be prepared, just in case. Learn what it is, how to prepare for it with good risk management practices from Bionic.

July 28th 2026

Laura Court-Jones

Small Business Editor

Do I need employers' liability insurance?

Do you know if you need employers liability insurance? Learn what it covers, who needs it, exemptions and real quotes from our qualified insurance team at Bionic. Read now.

May 8th 2026

Laura Court-Jones

Small Business Editor

Who needs public liability insurance?

Figuring out what insurance you need for your business shouldn't be a minefield. We've broken down the basics when it comes to public liability cover. Find out if you need it for your small business.

April 29th 2026

Laura Court-Jones

Small Business Editor