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Photographer Insurance FAQs

To help you understand more about accountant's insurance, here are the answers to some of our most frequently asked questions.

Do you need cover for re-shoots?

No matter the nature of your work, you should have insurance in place. A package insurance or policy will cover you for a set period of time, normally a year. Therefore, you’ll be protected if you need to reshoot, travel up and down the country or carry out other normal work activities.  

Do freelance photographers need insurance?

Yes, even if you’re a freelancer or self-employed, you should still have insurance in place. If someone were to make a claim against you as you go about your work, you could end up having to pay compensation out of your work pocket without adequate insurance.

What about if you own a studio?

If you also own your own studio, you should consider taking out commercial property insurance. This is something your broker can speak to you about when helping you arrange the right cover. This type of cover will protect your building in the event of fire, weather damage or other insurable events.

Do you need insurance for employees?

Yes, if you have any employees who aren’t immediate family members you must take out employers’ liability by law.

How Bionic Works

Friendly, professional agents

Our team speaks your language and won’t waste your time. We use secure smart data to find out more about your needs and only ask questions relevant to your business.

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We’ll talk you through the quotes

Once we know more about your needs, we’ll work with you to find the right cover. We’ll cut through the insurance jargon and answer any questions you might have.

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Renewals remembered for you

With your cover arranged, you need never worry about missing an insurance policy renewal date, as we’ll keep you updated for complete peace of mind.

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