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Office Insurance

Compare office insurance quotes

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Tailored business insurance for offices

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Protect your business against claims made by clients or employees

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Bionic is the comparison site for your small business

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We compare a vetted panel of trusted business suppliers

Keep your business and employees safe

Start a quote online

Bionic provides business insurance for small business, like offices

Get tailored cover to protect against claims from employees, customers & more

Get the protection you need with no unnecessary extras that you don’t want

What is...

office insurance?

Whether you own a small legal firm, a digital agency or an accountancy business,  if you have an office building with employees you'll need business insurance. Although it might not seem obvious, running an office does come with risks. One day, an employee could slip over an injure themselves or an electrical fire could break out. 

That’s why it’s best to have your back covered should the worst ever happen.  

Office insurance helps provide a financial safety net, protects against unforeseen events and provides peace of mind so you and your employees can focus on what’s important - running your business. 

Why is office insurance important?

It might not seem obvious, but your business could run into trouble if you don’t have sufficient cover in place. For example:  

  • You suffer a break-in, and expensive equipment is stolen, meaning you can’t do the job until it’s replaced. 
  • Something unforeseen happens with suppliers/partners, and you are unable to trade.  

Not only do you need cover to protect your staff, but also your customers, your premises and your bank account as you could find yourself unforeseen costs. Without sufficient cover, you could end up paying out of your own pocket if someone makes a claim against your business or if you need to make a claim.  

What businesses need office insurance?

Businesses of all shapes and sizes use offices, and we can help insure a range of businesses, including, but not limited to:  

  • Consulting services  
  • Marketing, development or design agencies  
  • Law firms/legal services  
  • Real estate services   
  • Accounting services  
  • Startups  
  • Other professional services

Start a quote online

Or speak to one of our team on 0800 000 000

What does office insurance NOT cover?

This really depends on the policies you take out, but even if you have sufficient coverage not all events may not be covered, including:  

  • Deliberate events that lead to illness or injury  
  • Deliberate events that lead to fire or theft  

Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. 

How much office insurance will you need?

This really depends on the type of business you are running. For example, if you are giving out legal advice, you may want to consider professional indemnity insurance as an optional extra. This type of insurance helps protect you if a client tries to sue you for professional negligence due to advice you have given them. But this type of insurance wouldn't be suitable for an office that just stores physical supplies, for example. 

How much is office insurance?

Your costs will vary depending on the size of your business, where it’s located, the type of cover you take out and your claims history. Get in touch with a member of our insurance team to find out how much you’re looking at paying for an annual office insurance policy.

Get Office Insurance covered with Bionic

At Bionic, we champion UK business owners and want to help in every way we can. That’s why we use a team of knowledgeable insurance brokers who work with a panel of trusted insurers to help you find coverage for your needs. 

Our UK-based team helps business owners daily to carry out a business insurance comparison to find the right insurer that fits. Get in touch with us today by starting a quote online.  

Compare business insurance quotes

Or speak to one of our team on 0800 000 000

James Barwell

When you run an office, it comes with risks that might not be that obvious. Having the right insurance can provide the right support to deal with claims from customers, partners or even suppliers.

James Barwell, Insurance Director

How Bionic business Insurance comparison works

Compare business insurance quotes in three simple steps
1

Start your quote online

Speed up the process by submitting basic business details online – whenever you have time. 

2

Speak to our UK-based team

Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct. 

3

Compare tailored quotes

Get your quotes from our panel of trusted insurers and talk any questions through with our team. 

What do I need to get started?

You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go: 

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Your business name and trade

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Your policy start date

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Your name and contact details to receive your quote options

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You may be asked additional questions about business activities

We know business insurance admin is boring, that’s why we make it painless. But, don’t just take our word for it – see what our customers have to say!

Office Insurance FAQs

Not your usual boring business content!

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