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Architect Insurance
Compare insurance for architects
Tailored insurance for self-employed architects or businesses
Protect against claims from clients or employees
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Bionic specialises in business insurance for sole traders, small businesses and more
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Get the protection you need with no needless extras
What is...
architect insurance?
Whether you’re designing office buildings or putting your team on a nature project – you’ll still need to think about insurance.
Projects come with risks – an employee might injure themselves on-site, or a client might claim you’ve provided incorrect advice that’s caused issues on a project. Architect insurance can help protect your projects, people and your pounds, so you can focus on the job at hand.
What types of architects can be covered?
Our insurance packages can help protect all types of architectural professionals, including but not limited to:
- Residential architects
- Commercial architects
- Landscape architects
- Interior architects
- Conservation architects
- Urban designers
- Architectural technologists
- Project managers
- Sole practitioners
- Large architectural firms
It’s likely we can still help insure you if your business isn’t listed. Start a quote online to get started.
Why do architects need insurance?
Architects face lots of risks. Here are common reasons why you might need sufficient insurance protection:
- A client claims your professional designs are flawed, causing structural issues
- Your design equipment is stolen or damaged
- A client slips and falls in your office, causing injury
- An employee gets injured whilst carrying out work for you
Employers' liability insurance, which is legally required if you employ anyone, can help cover claims from employees who are injured or become ill due to the work they carry out for you.
What does architect insurance cover?
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance package could include:
Employers’ liability insurance
In case an employee gets ill or injured because of the work they do for you. A legal requirement if you have employees.
Public liability insurance
In case you injure someone or damage something while providing your services
Business equipment insurance
Protects your essential tools and equipment from theft or damages due to an insured event
Building Insurance
Protects your building from property damage, including fires, storms, floods, arsonists and vandalism.
What doesn't architect insurance cover?
Insurance always has some exclusions– these are areas that are not covered. Policies typically exclude:
- Deliberate or dishonest acts
- Pre-existing problems or claims
- Work outside your declared business activities
- Asbestos-related claims
Always double-check the wording on your policy so you know exactly what you are and aren’t insured for.
How much does architect insurance cost?
No two insurers are the same, so it’s difficult to give a solid figure for what you might be paying for an annual insurance policy. The following will affect the price of your premiums:
- Extent of cover - The more cover you opt for, the more expensive your package is likely to be.
- Your insurer - The insurer you choose will also influence costs.
- Business activities - The type of services you offer will play a big part in determining the scope of your cover, influencing costs.
- Location – Where you work is taken into consideration when calculating the price of your premiums.
- Claims history - Whether or not you’ve had claims made against you or you have made previous claims may affect your future premiums.
Sort your architect insurance with Bionic
At Bionic, we support UK business owners and want to help in every way we can. That’s why we have knowledgeable insurance brokers who work with a panel of trusted insurers to compare business insurance quotes to help find the one that fits your needs. Get in touch with us today by starting a quote online.
“In architecture, precision matters – and so does protection. The right insurance can safeguard both your designs and your firm's plans."
Insurance Director, James Barwell
How Bionic business Insurance comparison works
Compare business insurance quotes in three simple steps
1
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
2
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
3
Compare tailored quotes
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
What do I need to get started?
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
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