Yoga Teacher Insurance

Even the calmest classes come with risks. The right insurance can protect your practice from common challenges like:

• A student claims they were injured during a session
• Your yoga equipment is stolen or damaged
• You injure yourself while teaching or demonstrating poses

While yoga teacher insurance covers plenty, there are likely to be some exclusions, including:

• Intentional damage – Damage caused on purpose isn’t covered.
• Neglect – Failing to maintain or secure your equipment can void your policy.
• General wear and tear – Normal ageing or wear on your equipment, like yoga mats,  isn’t included. 

Double-check your policy details or speak to our team if you have any questions about what’s covered and what isn’t.

Because all yoga practices are different, it’s difficult to give a solid figure for what you’ll be paying for this insurance without speaking to a broker. This is because your business is unique, and prices depend on a number of factors, including: 

• Where you teach — Studio-based, home, or online classes can all carry different risks. 
• The styles you teach — More specialist or high-risk yoga styles like power vinyasa may be deemed riskier than yin.
• Extent of cover — The more cover you opt for, the more expensive your package will likely be. 
• Your insurer — Depending on who is willing to insure you, the price for their policies will vary. 
• Location — The location of your business is taken into consideration when calculating the cost of your premiums. 
• Claims history — If you’ve made a claim on your policy or had claims made against you, it may affect your future premiums. 
• Number of staff - Having more staff members means more chance of claims being made. This means higher premiums.

Teaching yoga online comes with its own risks like claims from clients who feel your guidance caused them harm. Always tell your broker if you teach online through your own online platform or through social media sites so they can arrange the right cover for your needs. If you’re uploading video content to social media sites, this may be at your own risk.

If you own a studio, you may want to consider building insurance, business contents and stock and any computer equipment you own in your package. This will help protect against fire and flood, and also against break-ins and arsonists. We can help arrange this cover for you.

Yes. Whether you’re teaching vinyasa, hatha, restorative, or even aerial yoga, your policy can be tailored to cover multiple styles. Just be sure to tell your broker what kind of yoga practices you teach so they can arrange it.

In the UK, while there are no legal requirements for yoga insurance, most insurers will expect you to have the relevant qualifications. Typically, they look for:

1. A recognised yoga teaching qualification (usually 200 hours minimum training)
2. Membership with a yoga governing body like the British Wheel of Yoga (BWY) or Yoga Alliance

Some insurers may accept alternative qualifications or significant teaching experience, but having proper certification makes obtaining insurance much easier and often results in better coverage terms.

If you run instructor training, you’ll likely need additional coverage for your professional indemnity insurance. Speak to our insurance team, who can help you find the right policy no matter what or who you teach.

Teaching yoga is all about helping people find their balance. And the right insurance helps you do the same. At Bionic, we compare business insurance quotes from trusted insurers to find tailored cover that suits your practice  — no jargon, no fuss, just the protection you need to keep things flowing.

Start your quote online today, or chat with our insurance team for the support you need.