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Salon Insurance FAQs
To help you understand more about salon insurance, here are the answers to some of our most frequently asked questions
Are there any optional extras available?
Just like every insurer is different, so are the varying levels of cover on offer, but packages can be tailored to your business needs.
For example, if you opt for a salon insurance package but need extra flood insurance because your salon is in an area with a flood risk, then it’s best to speak to someone who can help to get this arranged.
Get in touch with our knowledgeable insurance team at Bionic, who can help you sort the right insurance package. Start a quote online today.
What’s included in a beauty insurance policy as standard?
In a standard beauty salon insurance policy, you can expect insurance cover for:
- Public liability
- Product liability
- Treatment risk
- Stock and contents
- Business interruption
- Legal expenses
What kind of excess can you expect?
An excess is an amount of money you pay towards any claim you make on your insurance.
For example, if your excess is £100 and you make a claim worth £1000, your payout will be a maximum of £900.
Different policies have different levels of excess. But generally, the higher the excess you pay, the more the policy will pay out in the event of a claim. If you choose to pay a higher excess, it’s likely to cover more costs, which can lead to a lower insurance premium.
How many employees can you cover?
Your salon insurance package can be tailored to cover all your employees. Speak to the insurance team at Bionic today, who can help you find the right insurance provider.
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Our team speaks your language and won’t waste your time. We use secure smart data to find out more about your needs and only ask questions relevant to your business.
We’ll talk you through the quotes
Once we know more about your needs, we’ll work with you to find the right cover. We’ll cut through the insurance jargon and answer any questions you might have.
Renewals remembered for you
With your cover arranged, you need never worry about missing an insurance policy renewal date, as we’ll keep you updated for complete peace of mind.
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