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Restaurant Insurance FAQs

To help you understand more about manufacturing insurance, here are the answers to some of our most frequently asked questions.

Do restaurants need cover for deep-fat dryers?

You need to tell your broker if you have deep-fat fryers in your kitchen so they can make sure they offer you the right package.  

Deep-fat fryers come with an extra fire risk so it’s important your policies cover you in case something happens. For example, someone accidentally leaves some food in the fryer and it sets on fire.  

Our knowledgeable insurance team will be able to make sure your policies include cover for any risks that come with using fat fryers. 

Will you be covered for food poisoning with restaurant insurance?

Public liability insurance should normally cover you if someone suffers food poisoning at your restaurant as a result of consuming food you’ve given them. A public liability insurance policy normally comes as standard with a restaurant insurance package, but it’s always best to double check.

Do restaurants need an alcohol license?

An alcohol license is different to business insurance. If you sell alcohol on your restaurant menu then you’ll need to get a premises license so you're legally allowed to serve it. You or a dedicated employee must also hold a personal license in order to sell it. Read more about business licenses here or visit the government site to apply for one.

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Our team speaks your language and won’t waste your time. We use secure smart data to find out more about your needs and only ask questions relevant to your business.

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We’ll talk you through the quotes

Once we know more about your needs, we’ll work with you to find the right cover. We’ll cut through the insurance jargon and answer any questions you might have.

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Renewals remembered for you

With your cover arranged, you need never worry about missing an insurance policy renewal date, as we’ll keep you updated for complete peace of mind.

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