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Recruitment Insurance
Compare insurance for recruiters and consultants
Protect your business, candidates, and clients with ease
Compare quotes from trusted insurers
Bionic is the comparison site for your small business
We compare a vetted panel of trusted business suppliers
Bionic specialises in business insurance for small businesses and sole traders
Get cover to protect against claims from clients & more
Get the protection you need with no needless extras
What is...
recruitment insurance?
Placing the right people in the right roles is your expertise — ours is helping you arrange your insurance while you do it. Recruitment insurance is designed to help cover the risks that come with matching candidates to jobs, from client disputes and compliance issues to employee injury.
At Bionic, we understand your unique business needs, whether you’re a high-volume recruitment agency, a specialist headhunter, or a self-employed recruiter.
Which recruitment businesses can get cover?
If your business finds and places candidates in roles, then it's a good idea to consider insurance. Bionic can help:
- Recruitment agencies — Handling permanent, temporary, or contract placements.
- Employment businesses — Supplying temp workers under a contract of service.
- Executive search firms — Specialising in high-level candidate placements.
- Recruitment consultants — Whether self-employed or part of an agency.
No matter how you operate, we’ll help you find tailored protection that suits your business.
Why do recruitment businesses need insurance?
Recruitment can be high-risk, and mistakes, disputes, and data breaches can have serious consequences. The right insurance can help keep your business covered in situations like:
- A client claims a bad hire caused them financial loss
- A candidate sues over discrimination or unfair treatment
- A client or visitor slips and falls in your office
- Your equipment is damaged or stolen
With the right cover in place, you can focus on placing top talent with peace of mind.
What does recruitment insurance cover?
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance package could include:
Public liability insurance
In case you injure someone or damage something while providing your services
Employers’ liability insurance
In case an employee gets ill or injured because of the work they do for you. A legal requirement if you have employees.
Professional indemnity insurance
In case a customer sues you for damages because of a mistake in your work.
Business equipment insurance
Covers theft or damage to essentials like laptops, recruitment software, and office equipment
What doesn’t it cover?
While recruitment insurance covers a lot, there are some exclusions, including:
- Intentional misrepresentation – Knowingly placing an unsuitable candidate in a role won’t be covered.
- Neglect – Failing to properly screen or reference-check candidates could impact your cover.
- Contractual disputes – Issues over fee agreements may need separate legal cover
Double-check your policy details or speak to our team if you have any questions about what’s covered and what isn’t.
How much does recruitment cover cost?
Because all recruitment agencies are different, it’s difficult to give a solid figure for what you’ll be paying for this insurance without speaking to a broker. This is because your business is unique, and prices depend on a number of factors, including:
- The size of your business — A larger agency will have different needs than a self-employed recruiter.
- The industries you work in — High-risk sectors like finance or healthcare may require more specialist cover.
- Extent of cover — The more cover you opt for, the more expensive your package will likely be.
- Your insurer — Depending on who is willing to insure you, the price for their policies will vary.
- Claims history — If you’ve made a previous claim on your policy or had claims made against you, it may affect your future premiums.
What if you’re a self-employed recruiter?
Even if you work solo, professional indemnity insurance is essential for protecting yourself from client disputes, professional errors, and potential legal costs.
Get your recruitment business insured with Bionic
Finding top talent is what you do best, and we’ll help you find the right insurance to fit your needs. At Bionic, we compare quotes from trusted insurers to help recruitment businesses like yours get tailored cover, so you can focus on what’s most important - growing your business.
Start your quote online today or chat with our friendly UK-based insurance team for support.
“Great businesses are built on great people — insurance helps protect the recruiters who find them. Let us find the right cover for you”
James Barwell, Insurance Director
How Bionic business Insurance comparison works
Compare business insurance quotes in three simple steps
1
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
2
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
3
Compare tailored quotes
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
What do I need to get started?
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
FAQs
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