Pub Insurance

If you sell deep-fat fried snacks like chips in your pub, it’s important you tell your broker so they ensure you have the right level of cover in place.

Deep-fat fryers come with an extra fire risk so it’s important your policies cover you in case something happens. For example, an employee accidentally leaves some food in the fryer and it sets on fire. 

Our UK-based insurance team will be able to make sure your policies include cover for any risks that come with using fat fryers.

In order to sell alcohol in the UK you need a premises license and at least one employee must hold a personal license. This is not the same as business insurance and is something you need to arrange separately with the UK government. Read more about business licenses.

If you’re serving food to customers, it’s essential to have insurance in place in case you give them food poisoning causing them to get ill. Your pub insurance policy can be arranged to include public liability.

Yes, your insurance package can be tailored to provide cover until the late hours of the evening so you can open during normal pub opening hours. It’s important you tell your broker so they ensure you have the right level of cover in place.

Yes, you’ll need to inform your broker if your pub has a thatched roof or has any fires with chimneys as these pose extra risks that won’t be covered by a standard policy. You may have to provide more information to your broker like proof of roof inspections to prove that they’re safe. Unfortunately, we’re not able to insure your pub if it has a thatched roof.