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Protect your business from customer claims against faulty or harmful products
Get sufficient cover to help towards compensation claims and legal fees
Bionic is the comparison site for your small business
We compare a vetted panel of trusted business suppliers
Bionic provides business insurance for limited companies like retailers, suppliers and more
Get tailored cover to protect your wallet against unexpected legal costs or compensation
Only pay for the protection you need — no unnecessary extras
Product liability insurance is a type of business insurance that covers the cost of compensation if someone is injured or if their property is damaged by a product that you have sold, manufactured, designed or even just supplied.
Even if you were not the original manufacturer or supplier, you could still be responsible for a claim relating to a product. If you refurbish or repair products or import them, you might be liable for damages caused by those products.
That’s why if your business is involved in the design, production or sale of products, product liability insurance is essential for protection against costly claims.
Although not a legal requirement, if your business supplies products to customers, you have a responsibility to ensure they’re safe.
Manufacturers, retailers and wholesalers all should consider product liability insurance. If you don’t create the products, but you sell them, still you could be held responsible for injury or damage caused by faulty or harmful products that you provide.
These include if:
Policies will vary per provider, and limits and exclusions apply. Always refer to your policy wording for details. Product liability can help in the following circumstances:
If a product you sell causes injury to a customer - you could be liable. Product liability insurance provides financial protection against certain types of claims. This should be a key consideration for shops, salons, wholesalers and more.
James Barwell – Insurance Director
Or speak to one of our team on 0800 000 000
No, product liability insurance isn’t a legal requirement in the UK but it should be strongly considered if your small business produces, sells, or even just supplies goods.
The cost of product liability insurance cover varies depending on several factors unique to your business, including:
To find out exactly what it’ll cost to insure your business, speak to a member of our insurance team today.
Or speak to one of our team on 0800 000 000
Speed up the process by submitting basic business details online – whenever you have time.
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
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