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Painters’ Insurance
Compare painters’ insurance
Business insurance for painters and decorators
Protect against claims by the public, clients or employees
Bionic is the comparison site for your small business
We compare a vetted panel of trusted business suppliers
Bionic specialises in business insurance for small businesses, sole traders and more
Get tailored cover to protect against claims from customers & and the public
Get the protection you need with no unnecessary extras that you don’t want
What is...
painters' and decorators' insurance?
Working outside, from a height and with tools and materials like drills and paint can increase the potential risks of accidents. You could fall from a ladder or damage an adjacent building, or a supplier could go bankrupt - there are endless possibilities in these trades! That’s why it’s best to have your back covered should the worst ever happen.
Having sufficient cover helps when things go wrong and helps provide a financial safety net. Painters' and decorators’ insurance can help protect against unforeseen events and provides peace of mind so you can focus on what’s most important — running your business.
Why is it important that painters have insurance?
Being a painter or decorator comes with various risks, so it’s important you have the right cover in place. For example:
- Your expensive equipment could be stolen without tools cover
- You could accidentally damage a client’s property during a job
- You could injure yourself, or your employees or a member of the public could get injured
Some clients may insist on having the right insurance before working with you, therefore, sufficient insurance is essential for securing new trade.
What does painter and decorator insurance cover?
Policies will vary per provider and you should always check your policy wording to see what is and isn’t included. You insurance package might include:
Public liability insurance
In case you injure someone or damage something while providing your services
Employers’ liability insurance
In case an employee gets ill or injured because of the work they do for you. A legal requirement if you have employees.
Tool or machinery insurance
Protects against the cost of damaged, lost or stolen equipment.
Stock insurance
Provides cover for your stock, including paint and wallpaper supplies against theft or damages from insured events.
How much does painter insurance cost?
This really depends on your circumstances. The costs vary depending on the size of your business, where it’s located, policies, cover limits and claims history. Start a business insurance comparison today to find an insurer that fits.
Get painters and decorators insurance with Bionic
At Bionic, we celebrate and champion UK business owners and want to help in every way we can. That’s why we use a team of knowledgeable insurance brokers who work with a panel of trusted insurers to find you the right cover.
Our UK-based team helps business owners daily to compare insurance quotes and to find the one that fits. Start a quote online to get started.
“Paint can drip, ladders can slip, and accidents happen. The right insurance can protect painters and decorators, keeping your business on its feet."
Insurance Director, James Barwell
How Bionic business Insurance comparison works
Compare business insurance quotes in three simple steps
1
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
2
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
3
Compare tailored quotes
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
What do I need to get started?
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
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