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Tailored insurance for nail technicians
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Bionic specialises in business insurance for small businesses and sole traders
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Get the protection you need with no needless extras thrown in.
Nail technician insurance can act as your safety net while you work your magic on your clients. Whether you’re a mobile artist visiting homes, a freelancer taking appointments or renting a chair in a salon, nail technician insurance is key.
It can help protect against unexpected claims that can crop up during your daily treatments, giving you peace of mind to focus on creating beautiful nails.
With cover tailored to fit your specific needs, you can concentrate on your craft, knowing you have cover in place.
No matter how you operate, you should consider having the right insurance in place. Because anything can go wrong — a customer could slip and trip in your salon or you could injure a client during treatment.
But what types of nail techs need insurance?
Having the right insurance in place is key for nail technicians as you could have to pay out hefty legal fees and compensation if something goes wrong like:
Nail technician insurance can help cover your losses if a claim is made against you.
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance package could include:
No matter where or how you run your business, having nail technician insurance is essential for helping to protect your business and your livelihood. It gives you peace of mind knowing that you’re covered against unexpected incidents, like someone stealing your expensive equipment, allowing you to focus on providing excellent service to your clients.
Plus, some clients or salons may require proof of insurance before hiring you, making it vital for securing new business.
Because all nail technicians are different, it’s difficult to give a solid figure for what you’ll be paying for nail tech insurance without speaking to a broker. This is because your business is unique, and price depends on a number of factors, including:
Even if you’re a trainee helping out salon or doing an apprenticeship, you still need to think about public liability insurance, especially if you’re practicing and helping out clients with treatments.
If you are a salon owner and employ trainees, you must tell your broker you have students or apprentices working for you to ensure you’re correctly covered. Some insurers may have certain guidelines you need to follow to keep your insurance valid - like telling the client that the trainees are helping out with their treatments.
Terms and conditions vary per insurer and always refer to your policy wording for details.
At Bionic, we celebrate and champion UK business owners and want to help in every way we can. That’s why we use a team of knowledgeable insurance brokers who work with a panel of trusted insurers to help you find the right cover.
Our UK-based team helps business owners daily to compare quotes and find the one that fits. Get in touch today by starting a quote with us online.
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
“From treatments to liability risks, insurance for nail technicians can provide protection and peace of mind as you run your business.”
Insurance Director, James Barwell
Speed up the process by submitting basic business details online – whenever you have time.
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
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