product icon

Nail Technician Insurance

Compare insurance for nail techs

bullet point

Tailored insurance for nail technicians

bullet point

Compare quotes from a panel of trusted providers

bullet point

Bionic is the comparison site for your small business

Nail technician working at a table with a client

We compare a vetted panel of trusted business suppliers

Need insurance sorted and filed?

Start a quote

Bionic specialises in business insurance for small businesses and sole traders

Get tailored cover to protect against claims from clients, the public & more

Get the protection you need with no needless extras thrown in.

What is...

nail technician insurance?

Nail technician insurance can act as your safety net while you work your magic on your clients. Whether you’re a mobile artist visiting homes, a freelancer taking appointments or renting a chair in a salon, nail technician insurance is key.

It can help protect against unexpected claims that can crop up during your daily treatments, giving you peace of mind to focus on creating beautiful nails.  

With cover tailored to fit your specific needs, you can concentrate on your craft, knowing you have cover in place. 

What types of nail technicians need insurance?

No matter how you operate, you should consider having the right insurance in place. Because anything can go wrong — a customer could slip and trip in your salon or you could injure a client during treatment. 

But what types of nail techs need insurance? 

  • Mobile nail techs — If you travel to your clients, you’ll need insurance to help protect you while you’re on the go, covering potential risks associated with providing services at different locations.  
  • Freelance nail techs — As a self-employed nail technician, you’ll need insurance to help safeguard against claims from clients, providing protection wherever you work.  
  • Salon-based nail techs — If you’re part of a salon team, your employer may have some cover, but it’s wise to consider your own public liability insurance to protect you. If you’re self-employed and rent a chair in a salon, then you should also think about taking out public liability. If you’re a salon owner, then you should consider a salon insurance package

Why do nail technicians need insurance?

Having the right insurance in place is key for nail technicians as you could have to pay out hefty legal fees and compensation if something goes wrong like: 

  • A client claims a manicure caused an infection 
  • Injury as a result of treatment you’ve carried out 
  • Someone steals your expensive nail tools and equipment.  

Nail technician insurance can help cover your losses if a claim is made against you. 

Start a quote online

Or speak to one of our team on 0800 000 000

Why is nail technician insurance important?

No matter where or how you run your business, having nail technician insurance is essential for helping to protect your business and your livelihood.  It gives you peace of mind knowing that you’re covered against unexpected incidents, like someone stealing your expensive equipment, allowing you to focus on providing excellent service to your clients.  

Plus, some clients or salons may require proof of insurance before hiring you, making it vital for securing new business.  

How much is nail technician insurance?

Because all nail technicians are different, it’s difficult to give a solid figure for what you’ll be paying for nail tech insurance without speaking to a broker. This is because your business is unique, and price depends on a number of factors, including:   

  • Extent of cover — The more cover you opt for, the more expensive your package will likely be.  
  • Your insurer — Insurers appetite will vary and therefore different insurers will offer different prices for their policies. 
  • Location — The location of your business is taken into consideration when calculating the cost of your premiums.  
  • Claims history — If you’ve made a previous claim on your policy or had claims made against you, it may affect your future premiums.  

Do students or trainees need insurance?

Even if you’re a trainee helping out salon or doing an apprenticeship, you still need to think about public liability insurance, especially if you’re practicing and helping out clients with treatments. 

If you are a salon owner and employ trainees, you must tell your broker you have students or apprentices working for you to ensure you’re correctly covered. Some insurers may have certain guidelines you need to follow to keep your insurance valid - like telling the client that the trainees are helping out with their treatments. 

Terms and conditions vary per insurer and always refer to your policy wording for details. 

Why choose nail technician insurance with Bionic

At Bionic, we celebrate and champion UK business owners and want to help in every way we can. That’s why we use a team of knowledgeable insurance brokers who work with a panel of trusted insurers to help you find the right cover. 

Our UK-based team helps business owners daily to compare quotes and find the one that fits. Get in touch today by starting a quote with us online. 

What do I need to get started?

You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go: 

bullet point

Your business name and trade

bullet point

Your policy start date

bullet point

Your name and contact details to receive your quote options

bullet point

You may be asked additional questions about business activities

James Barwell

“From treatments to liability risks, insurance for nail technicians can provide protection and peace of mind as you run your business.”

Insurance Director, James Barwell

Compare business insurance quotes

Or speak to one of our team on 0800 000 000

How Bionic business Insurance comparison works

Compare business insurance quotes in three simple steps
1

Start your quote online

Speed up the process by submitting basic business details online – whenever you have time. 

2

Speak to our UK-based team

Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct. 

3

Compare tailored quotes

Get your quotes from our panel of trusted insurers and talk any questions through with our team. 

We know business insurance admin is boring, that’s why we make it painless. But, don’t just take our word for it – see what our customers have to say!

FAQs

Not your usual boring business content!

Backbone cover photo

Sign-up to The Backbone, our free fortnightly newsletter for anyone who owns, runs, or works in one of the millions of businesses across the UK. Get the inside track from real business owners just like you

Backbone cover photo