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Mobile & Freelance Hairdressers
Insurance for freelance and mobile hairdressers
Business insurance for hairdressers on-the-go
Protect against claims made by clients and the public
Bionic is the comparison site for your small business
We compare a vetted panel of trusted business suppliers
Bionic specialises in business insurance for small businesses, sole trades and more
Get tailored cover to protect against claims from customers and the public
Get the protection you need with no needless extras
What is...
mobile hairdresser insurance?
Whether you rent a hairdressing chair a few days a week, work from home or visit clients in their own homes, you’ll still need to consider insurance.
Trimming fringes, feathering layers, and bleaching all come with risks of cuts, burns, reactions or even worse injuries. Not to mention your stock and expensive equipment need protecting from damage and theft while you’re on the move.
Mobile hairdresser insurance can help protect you if a client were to claim against you or if you need to make a claim yourself, helping to provide financial protection if the worst were to happen.
Why do mobile hairdressers need insurance?
When you’re travelling to see clients and working in their houses, you’re bound to run into risks, so insurance should be a key consideration.
Working with scissors, clippers, straighteners, and other hairdressing equipment means you could accidentally cut someone’s face or damage something in their home. Unfortunately, the risks are endless, and you could run into the following:
- You accidentally injure your client
- Someone steals your valuable hairdressing tools
- You damage a client’s property while you work
What does mobile hair insurance cover?
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance package could include:
Public Liability Insurance
Provides cover in case you accidentally damage something a customer owns while in their home or injure them.
Product Liability Insurance
Covers you if a product you use on a client results in harm in any way and they make a claim against you.
Stock and Contents Insurance
Provides cover for your stock and contents, including shampoos, and dyes if it’s stolen or damaged by an insured event.
Business equipment cover
Provides cover for your expensive electricals like, clippers, blow dryers and straighteners
How much does mobile hair insurance cost?
No two insurers are the same, so it’s difficult to give a solid figure for costs. What you pay depends on a number of factors, including:
- Extent of cover - The more cover you opt for, the more expensive your package is likely to be.
- Location – Where you work is taken into consideration when calculating the price of your premiums.
- Claims history - Whether or not you’ve had previous claims made against you or you have made previous claims may affect your future premiums.
Is mobile hairdresser cover a legal requirement?
There are only two types of insurance which a required by law in the UK in certain circumstances.
- Employers’ liability insurance - If you have employees, trainees or apprentices, you need to take out this insurance. If not, you’ll be breaking the law.
- Business vehicle insurance - If you use a vehicle for business purposes you’ll need commercial cover. For example, if you travel between clients’ houses and the warehouse.
However, other types of business insurance are still essential to protect your clients, your business and your bank account. Without the right cover, you could be paying out of your own pocket if someone makes a claim against you or you need to claim yourself.
What if I’m a sole trader?
Even if you’re a sole trader, no other types of insurance are mandatory by UK law. But this doesn’t mean it’s a good idea to go without insurance, as you risk being uninsured. Start a quote online today to see your options.
Find your insurer with help from Bionic
At Bionic, we champion UK business owners and want to help in every way we can. That’s why we use a team of knowledgeable insurance brokers who work with a panel of trusted insurers to help find you the right cover.
Our UK-based team helps business owners daily, start a quote online today to compare business insurance.
The right insurance travels with you, protecting mobile hairdressers from accidents, equipment risks, and professional challenges.
Insurance Director, James Barwell
How Bionic business Insurance comparison works
Compare business insurance quotes in three simple steps
1
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
2
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
3
Compare tailored quotes
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
What do I need to get started?
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
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