Lash Tech Insurance

Even the most careful lash techs can still face risks. The right insurance can help keep your business covered in situations like:

• An adhesive you use causes harm to a client
• Your lash tools and equipment are stolen or damaged
• A client slips and falls in your salon or workspace
• A fire or disaster damages your workplace

With the right cover in place, you can focus on creating flawless lashes without worrying about the “what-ifs.”

While lash tech insurance covers plenty, you can expect to see some exclusions, including:

• Intentional damage – Damage caused on purpose isn’t covered.
• Neglect – Failing to maintain or secure your equipment can void your policy.
• General wear and tear – Normal ageing or wear on your tools and equipment isn’t included. 

Double-check your policy details or speak to our team if you have any questions about what’s covered and what isn’t.

Because all lash techs are different, it’s difficult to give a solid figure for what you’ll be paying for this insurance without speaking to a broker. This is because your business is unique, and prices depend on a number of factors, including: 

• Your business setup — Salon-based, home studio or mobile services may carry different risks. 
• Extent of cover — The more cover you opt for, the more expensive your package will likely be. 
• Your insurer — Depending on who is willing to insure you, the price for their policies will vary. 
• Location — The location of your business is taken into consideration when calculating the cost of your premiums. 
• Claims history — If you’ve made a  previous claim on your policy or had claims made against you, it may affect your future premiums. 

Yes, if you provide other beauty treatments like brow laminations or facials, your policy will need to reflect this. Get in touch with our insurance team who can help you find the right level of cover for your business.

If you rent a chair in a salon, you’ll still need to consider public liability to cover your work and protect against claims.

Although not a legal requirement, insurers will expect you to hold the relevant qualifications to take out insurance. For example:

1. An accredited lash extension qualification, such as: 
   1. NVQ Level 2 in Beauty Therapy
   2. Specialised eyelash extension certification from a recognized training provider
2. Core beauty therapy certification like: 
   1. VTCT (Vocational Training Charitable Trust) qualification
   2. CIBTAC (Confederation of International Beauty Therapy & Cosmetology) certification
   3. CIDESCO (Comité International d'Esthétique et de Cosmétologie) diploma

Most insurance providers will also want your certification to include specific training in:

• Health and safety
• Hygiene practices
• Patch testing
• Client consultation procedures

Your clients trust you with their lashes, so let us help protect your business while you do it. We’ll compare business insurance quotes from trusted insurers to find tailored cover that suits your needs — just the peace of mind you need to keep your business thriving.

Start your quote online today or chat with our friendly UK-based insurance team for support.