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Kebab Shop Insurance
Compare insurance for kebab shops and static vans
Protect your equipment, stock, and customers
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Bionic is the comparison site for your small business
We compare a vetted panel of trusted business suppliers
Bionic specialises in business insurance for small businesses, like kebab shops
Bionic specialises in business insurance for small businesses, like kebab shops
Get the protection you need with no needless extras
What is...
kebab shop insurance?
Running a kebab shop is no small feat, from late-night rushes to keeping your equipment sizzling. But whether you’re serving up doner wraps, shish platters, or falafel boxes, you never know when unexpected could disrupt your business.
Kebab shop insurance is designed to help protect your business from risks like accidents, damaged equipment, or customer claims. At Bionic, we know every business has different needs, so compare quotes to find one that fits, so you can focus on serving up the best kebabs in town.
Why do kebab shops need insurance?
Even the busiest kebab shops face unexpected challenges. Having the right insurance in place can help protect against the following:
- A customer claims they got food poisoning
- A customer slips and falls in your kebab shop
- Your cooking equipment breaks down unexpectedly
- A break-in results in stolen cash or damaged property
- Your stock spoils due to a power outage
- An employee gets injured as a result of their work
Kebab shop insurance can help you manage these risks as you go about serving up the best kebabs in town.
What does kebab shop insurance cover?
Policies will vary per provider and limits and exclusions apply. Always refer to your policy wording for details. Your insurance package might include:
Employers’ liability insurance
In case an employee gets ill or injured because of the work they do for you. A legal requirement if you have employees.
Public liability insurance
In case someone suffers an injury as a result of your work or something gets accidentally damaged when you’re working.
Business interruption insurance
To provide compensation if a listed event stops your business from running normally.
Stock and contents insurance
Provides cover for stock, including food & drink supplies against theft or damage by fire or other insured events
Equipment breakdown insurance
Covers the costs of repairing or replacing essential equipment in case of breakdowns.
What doesn’t it cover?
While kebab shop insurance provides a wide range of cover, there are some exclusions, including:
- Intentional damage – Damage caused on purpose isn’t covered.
- Neglect – Failing to maintain equipment or secure your property may void your policy.
- General wear and tear – Normal ageing or wear on equipment and stock isn’t included.
Double-check your policy details or speak to our team if you have any questions about what’s covered and what isn’t.
How much does kebab shop insurance cover cost?
Because all kebab shops are different, it’s difficult to give a solid figure for what you’ll be paying for this insurance without speaking to a broker. This is because your business is unique, and prices depend on a number of factors, including:
- Extent of cover — The more cover you opt for, the more expensive your package will likely be.
- Your insurer — Depending on who is willing to insure you, the price for their policies will vary.
- Location — The location of your business is taken into consideration when calculating the cost of your premiums.
- Claims history — If you’ve made a previous claim on your policy or had claims made against you, it may affect your future premiums.
Do you need cover if you use a deep-fat fryer?
Yes, deep-fat fryers are essential for many kebab shops, but they also come with increased fire risks. You may need additional cover to protect your business from accidents or equipment malfunctions. At Bionic, we’ll help you find the right policy to help keep your shop sizzling safely.
How is risk calculated for kebab shops?
Insurers assess risks based on factors like your premises, equipment and business operations. For example, if you use deep-fat fryers in your shop, this can increase your risk of fires, while more central locations may be at a higher exposure to theft compared to kebab shops in quieter areas.
Are you covered for takeaway delivery drivers?
We can cover the food being delivered by the takeaway driver, but the driver must hold their own public liability and business vehicle insurance.
Get kebab shop covered with insurance from Bionic
We know running a kebab shop is fast-paced, so we can help you save time on the boring admin. At Bionic we compare quotes from trusted insurers to find tailored cover that fits your business needs, keeping you protected whatever comes your way.
Start your quote online today to compare business insurance quotes and our UK-based insurance team will be on hand to guide you through any questions.
"The right business insurance doesn’t just help your kebab shop — it helps protect your livelihood so you can focus on serving happy customers”
James Barwell, Insurance Director
How Bionic business Insurance comparison works
Compare business insurance quotes in three simple steps
1
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
2
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
3
Compare tailored quotes
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
What do I need to get started?
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
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