We’ve provided cover that is normally included above, but every insurer is different. For full details of exclusions on your insurance product, please see the documentation sent to you or ask a member of our knowledgeable insurance team. For new customers, call 0808 253 4304 or 0808 253 4304 if you are an existing customer.

Public liability insurance protects your business in the event a guest accidentally suffers an injury, damages your property or gets food poisoning due to staying at your hotel. This also covers you for non-guests who are just visiting your property, but make sure you inform your broker there are people in your property that are not guests staying with you. For example, if you have a restaurant open to the public as well as guests. this isn't unusual but insurers need to be aware of it. 

This depends on each insurer, but generally, you can get coverage up to 30 days before the date you need it to start.

You need the following information when starting a quote online with us at Bionic: 

• Registered Business Name 
• Policy Start Date 
• Full name of business owner/owners 
• Phone number 
• Email 

Because hotel insurance is unique to your business, our knowledgeable agents are on hand to help with specific questions to ensure you get sufficient cover. When speaking to our agents and arranging new insurance, you should provide further business details like turnover and wages. Find out more in our guide to submitting accurate business information for insurance.