This depends on the nature of the business. Generally, gardeners work on maintenance as well as planting and mowing gardens while landscapers can work on ‘soft’ landscaping elements like trees, bushes and rocks or ‘hard’ elements like patios and decks to create an attractive space. 

Whether you have a gardener or landscaper, we can still help to insure you. Start a quote online today and a member of our insurance team will be on hand to help you. 

If it’s only you, then employee’s liability insurance is not needed. But, if you bring anyone else on the job, including staff or even apprentices, then you’ll need to take out employers’ liability insurance. If you don’t, you’ll be breaking the law.  

Although not a legal requirement, other types of cover are essential when working on properties, including public liability insurance. If you don’t have this, you run the risk of paying out compensation or, even worse, being taken to court by unhappy customers or suppliers

Yes, you legally need van insurance if you use a van for business purposes in the UK. 

Regular car or van insurance will not cover yourself or your employees if they’re driving a company vehicle. Business car or commercial vehicle insurance covers vehicles used for business purposes, such as driving to and from jobs. 

Unfortunately, Bionic doesn't currently offer commercial vehicle insurance, but we can likely insure your business operations. Start a quote online to get started.