Food Manufacturing Insurance

Whatever food products you manufacture, from artisanal baked goods to sauces and packaged snacks, you’ll need the right food manufacturing insurance to support you. We can help cover the following businesses: 

• Food manufacturers and processors 
• Food wholesalers and distributors  
• Breweries and distilleries 
• Restaurant and cafe chains 
• Food retail and groceries 
• Food caterers 
• Fruit and vegetable suppliers 
• Meat, fish and dairy suppliers 

If you’re a food business or retailer, we can also offer cover. Find out more today by starting a quote online, and our UK-based insurance team will be able to guide you through the process. 

Running a food manufacturing business means managing fast-moving production lines, strict hygiene standards and, a constant pressure to keep products flowing out the door.  

One fault, spill or slip-up could create costly setbacks. Machinery can break down, staff may get burnt with hot ingredients or a flood may stop your business operations in it’s tracks.  

Insurance for food manufacturing businesses can help provide a financial safety net. It is essential for protecting businesses against the unique risks involved in food production, allowing you to focus on production and the day-to-day running of your business. 

Prices for food manufacturing could start from around £1.22 a day*

But no two insurers are the same, and the following may affect the price of your premiums:  

• Extent of cover - The more additional cover you opt for, the more likely it is to be more expensive  
• Your insurer - The insurer you choose may also influence costs. 
• Location  – Where your business is located can be taken into consideration when calculating the price of your premiums. 
• Business size - Larger operations with more employees, higher turnover and bigger premises typically pay more for cover. 
• Type of products - What you manufacture affects your risk. Food production, chemicals or products for children often have higher premiums than lower-risk items like textiles or packaging.  
• Your machinery and processes - Older equipment, combustible materials, or hazardous manufacturing processes could increase costs. 
• Claims history - If you have a history of claims such as fire, flood or injuries, your premium may be higher.  

_{*The price is for a commercial combined policy – 10% of customers who were sold with one of our panel providers paid £445.08 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £37.09 a month or £1.22 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary on your business requirements.}

For a chance of securing the best food manufacturing insurance quote, you can take steps that demonstrate lower risk to insurers: 

• Choose a comprehensive hotel insurance package 
• Keep your premises well-maintained 
• Strengthen security measures 
• Provide regular training for staff 
• Maintain a clean claims history 
• Check and review your cover regularly 
• Compare insurance quotes 

At Bionic, we’re dedicated to supporting small businesses, helping you find the cover you need with as little hassle as possible. 

We work with a panel of trusted insurers, providing different types of cover that is suitable for the exact needs of your food manufacturing business. 

We focus on getting you the right cover by carrying out a business insurance comparison to find competitive quotes that match the unique risks of running a food production company. Get in touch with us today to compare small food business insurance by starting a quote online.