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Dance Teacher Insurance
Compare insurance for dance instructors
Tailored insurance for self-employed dance teachers
Protect against claims from classes, students, and studio owners
Get the cover you need, whatever style you teach
We compare a vetted panel of trusted business suppliers
Bionic specialises in business insurance for sole traders, small businesses and more
Get cover to protect against claims from classgoers and the public
Get the protection you need with no needless extras
What is...
dance teacher insurance?
Dance teacher insurance is designed to protect dance instructors from the various risks associated with teaching dance classes.
Even if you warm up properly, you never know when a dance student might suffer an injury when dancing full-out. Having the right cover in place means you're protected while teaching, performing, and managing your dance business.
Why do dance teachers need insurance?
Whether you teach part-time or it’s a full-time gig – it's important to have the right cover in place as you might run into the following:
- A student gets injured during class
- You injure yourself while teaching
- A student claims you gave out incorrect or wrong advice
If you run a dance school and hire employees – you’ll also need employers’ liability insurance, which is a legal requirement. If you are self-employed and work alone, you don’t need this
What insurance do dance instructors need?
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance cover could include:
Public liability insurance
In case someone injures themselves or you accidentally damage something while teaching.
Personal accident insurance
In case you injure yourself while teaching and can’t work.
Professional indemnity insurance
In case you give out incorrect advice or a student claims professional negligence.
Business equipment insurance
Covers theft or damage to your expensive equipment like portable speakers or sound systems.
Employers’ liability insurance
In case an employee gets ill or injured because of the work they do for you. A legal requirement if you have employees.
Does the type of dance you teach impact cover?
Every insurer is different, but the style of dance you teach could potentially impact cover limits and costs because the risks may vary slightly. For example:
- Partner dance styles like ballroom and salsa may have more risk of injury due to people dancing together.
- Ballet classes with pointe shoes may be seen as higher risk due to pointe shoes and the type of movement – leaps, jumps and lifts.
- Ariel dance may require higher coverage due to the nature of dancing with suspended materials from a height.
- If you teach children, you may need additional cover.
Always tell your broker about the nature of your dance classes and if you work with children so they can arrange the right cover for you.
How much does dance insurance cost?
No two insurers are the same, so it’s difficult to give a solid figure for what you might be paying for an annual insurance policy. The following will affect the price of your premiums:
- Extent of cover - The more policies you choose, the more expensive your package is likely to be.
- Your insurer - The insurer you choose will also influence costs.
- Business activities – The style of dance you do, how many people you teach and where you teach can all play a part in varying levels of costs.
- Location – Where you work is taken into consideration when calculating the price of your premiums.
Claims history - Whether or not you’ve had previous claims made against you or you have made previous claims may affect your future premiums.
Sort your dance instructor insurance with Bionic
At Bionic, we support UK business owners and want to help in every way we can. That’s why we have knowledgeable insurance brokers who work with a panel of trusted insurers to compare business insurance quotes to find the right fit. Get in touch with us today by starting a quote online.
“From pointe work to fast commercial routines – it's important dance teachers have the right insurance in place to protect their dancers and business."
Insurance Director, James Barwell
How Bionic business Insurance comparison works
Compare business insurance quotes in three simple steps
1
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
2
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
3
Compare tailored quotes
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
What do I need to get started?
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
Dance teacher FAQs
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