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Dance Studio Insurance
Dance Studio Insurance
Protect your studio, equipment, and students with confidence
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What is...
dance studio insurance?
A dance studio is more than just a place to teach, it’s your livelihood. But even the most creative spaces need protection from life’s unexpected stumbles.
Dance studio insurance can cover your business against risks like accidents, damaged equipment, or liability claims, so you can focus on helping your students shine.
A Bionic, we make finding the right cover easy. Whether your studio is all about ballet, hip-hop, or fitness classes, we’ll help you compare quotes and get insurance that fits your needs.
What type of dance studios are covered?
No matter the style or setup of your dance studio, it’s likely we can help. We can arrange cover for the majority of studios, including:
- Ballet and modern dance schools
- Street dance and hip-hop studios
- Yoga/Pilates studios
- Fitness spaces like Zumba or aerobics studios
- Studios that host performances or competitions
- Spaces hired out to self-employed dance instructors
Can’t find your studio listed? It's likely we can still help. Start a quote online and a member of our insurance team will be on hand to help.
What does dance studio insurance cover?
At Bionic, we know every dance studio is unique, so we offer a range of cover options to keep you protected. Policies will vary per provider for dance studio insurance, and limits and exclusions apply. Always refer to your policy wording for details. Your insurance package might include:
Employers’ liability insurance
In case an employee gets ill or injured because of the work they do for you. A legal requirement if you have employees.
Public liability insurance
Cover claims if a student or visitor is injured in your studio
Business Interruption Insurance
Covers lost income if your commercial property has to close due to material damage
Professional Indemnity insurance
Covers claims if a student alleges poor instruction caused injury or damage
Business equipment insurance
Protects essential items like sound systems and mirrors from theft or damage.
What doesn’t it cover?
While dance studio insurance provides a wide range of cover, there are some exclusions, including:
- Intentional damage – Damage caused on purpose isn’t covered.
- Neglect – Losses due to lack of maintenance, such as failing to fix faulty equipment, may void your policy.
- General wear and tear – Normal ageing or wear on your equipment or flooring is excluded.
Double-check your policy details or speak to our team if you have any questions about what’s covered and what isn’t.
Dance studios are about passion and precision. Arranging insurance can help protect your business, allowing you to focus on inspiring your students.
James Barwell, Insurance Director
How much does dance studio insurance cover cost?
Because all dance studios are different, it’s difficult to give a solid figure for what you’ll be paying for this insurance without speaking to a broker. This is because your business is unique, and prices depend on a number of factors, including:
- Extent of cover — The more cover you opt for, the more expensive your package will likely be.
- Your insurer — Depending on who is willing to insure you, the price for their policies will vary.
- Location — The location of your business is taken into consideration when calculating the cost of your premiums.
- Claims history — If you’ve made a previous claim on your policy or had claims made against you, it may affect your future premiums.
Get dance studio insurance sorted with Bionic
Your studio is a place where creativity, movement and community come together. At Bionic, we compare trusted insurers to find tailored cover that fits your business. From employer's liability to business interruption, we’ll help you keep your space running smoothly.
Start your quote online today, or chat with our UK-based team for support.
How Bionic business Insurance comparison works
Compare business insurance quotes in three simple steps
1
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
2
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
3
Compare tailored quotes
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
What do I need to get started?
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
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