* By submitting your details you agree to our terms and conditions and privacy policy . We promise we won’t share your data with others for marketing purposes.
Compare 30+ insurers
Tailored business insurance
30,000+ businesses helped in 2022
Contractor Insurance FAQs
To help you understand more about contractor insurance, here are the answers to some of our most frequently asked questions.
I’m a subcontractor, do I need contractor insurance?
Although not a legal requirement, as a sub-contractor it’s essential you take out public liability insurance, even if you’re working for someone else. You could still be liable if something were to happen as a result of your work.
Are sole traders and contractors required to have insurance by law?
It’s not a legal requirement to have business insurance if you work alone, but you should consider it in case someone makes a claim against you or you need to make a claim.
Without the right insurance in place, you could be left to pay the price.
What insurance do you need if you have employees?
If you work alone, then employers' liability insurance is not needed. But, if you bring anyone else on the job, including staff or even apprentices, then you’ll need to take out employers’ liability insurance. If you don’t, you’ll be breaking the law.
Speak to our knowledgeable insurance team at Bionic to find out what insurance you need to meet your requirements. Start a quote online today to get started.
Friendly, professional agents
Our team speaks your language and won’t waste your time. We use secure smart data to find out more about your needs and only ask questions relevant to your business.
We’ll talk you through the quotes
Once we know more about your needs, we’ll work with you to find the right cover. We’ll cut through the insurance jargon and answer any questions you might have.
Renewals remembered for you
With your cover arranged, you need never worry about missing an insurance policy renewal date, as we’ll keep you updated for complete peace of mind.
Your Bionic comparison is free.
If you decide to switch, we’ll be paid a commission by the new supplier that is included in the prices we quote.