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Complementary Therapists Insurance
Compare insurance for holistic practitioners
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Protect against claims from clients and the public
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What is...
complementary therapist insurance?
When helping clients achieve ultimate wellness with natural and holistic therapies, organising insurance is probably the last thing on your mind. But even the most experienced practitioners can make mistakes.
Whether you work with hot oils or specialise in deep tissue massages, if you’re working closely with clients it’s best to be protected.
We can help arrange insurance suitable for the majority of complementary therapists, so you can continue your practice with peace of mind.
Which complementary therapists can get cover?
Whether you’re self-employed or have your own practice, we can guide you through your options. As an example, we can insure practices such as:
- Acupuncture
- Aromatherapy
- Reflexology
- Reiki
- Massage therapy
- Crystal healing
- Massage
- Sports therapy
- Sound therapy
- Feng Shui
- Meditation and mindfulness coaching
Can’t see your business listed? It’s likely we can still insure you.
Why do complementary therapists need insurance?
As you work closely with clients, you might run into the following risks:
- A client claims harm or injury after a session
- A client slips and falls in your therapy room, causing injury
- Your tools and equipment are stolen or damaged
- A fire or flood damages your practice space
- You injure yourself while performing therapy
If you have your own practice – you’ll also need employers’ liability insurance, a legal requirement. If you are self-employed or contracted and work alone, you won’t need this.
What does complementary therapist insurance cover?
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance cover could include:
Employers’ liability insurance
In case an employee gets ill or injured because of the work they do for you. A legal requirement if you have employees.
Public liability insurance
Cover claims if a client is injured or their property is damaged at your practice
Personal accident insurance
In case you injure yourself on the job and can’t work.
Professional indemnity insurance
In case a customer sues you for damages because of a mistake in your work.
Business equipment insurance
Covers theft or damage to essentials like laptops, recruitment software, and office equipment
How much is complementary therapists’ insurance?
No two insurers are the same, so it’s difficult to give a solid figure for what you might be paying for an annual insurance policy. The following will affect the price of your premiums:
- Extent of cover - The more cover you opt for, the more expensive your package is likely to be.
- Your insurer - The insurer you choose will also influence costs.
- Experience level - Your insurer could take into account how long you’ve been qualified.
- Location – Where you work is taken into consideration when calculating the price of your premiums.
- Claims history - Whether or not you’ve had previous claims made against you or you have made previous claims may affect your future premiums.
Do you need any qualifications to get insurance?
Some insurers may ask for proof of your qualifications, including any professional qualifications and certifications for your therapies, first aid certificates, and professional body memberships such as the Complementary and Natural Healthcare Council (CNHC) and British Complementary Medical Association (BCMA).
Sort your business insurance with Bionic
At Bionic, we support UK business owners and want to help in every way we can. That’s why we have knowledgeable insurance brokers who work with a panel of trusted insurers to compare business insurance to find the right fit. Get started by starting a quote online.
Tailored cover for holistic practitioners. Protection that understands the unique risks of complementary therapy and working with clients.
James Barwell, Insurance Director
How Bionic business Insurance comparison works
Compare business insurance quotes in three simple steps
1
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
2
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
3
Compare tailored quotes
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
What do I need to get started?
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
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