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Arrange tailored business insurance for your charity business
Protect against claims made by volunteers, employees and the public
Bionic is the comparison site for your small business
We compare a vetted panel of trusted business suppliers
Bionic provides business insurance for small businesses and charities
Get tailored cover to protect against claims from employees, customers & more
Get the protection you need with no unnecessary extras that you don’t want
Whether you’re organising events, charity fundraising or providing vital support to those who need it the most, you can still run into risks that could stop your charity in its tracks.
Sufficient insurance is key for protecting the daily operations of your charity - keeping employees, volunteers and visitors safe and providing financial support in the event someone claims against you, or if you need to make a claim.
Charity insurance provides peace of mind so you can focus on what’s most important - helping others.
We know that all charities are different; from homeless shelters to nature reserves. At Bionic, we understand how important it is to protect the vulnerable and those in need of support. We can help all sorts of charities, including:
Still not sure if your charity needs insurance? Start a quote online and a member of our insurance team will be on hand to help you through anything you’re unsure of.
Even not-for-profits run into daily risks when operating, for example:
If you operate without any insurance and something unexpected happens, you could be liable to pay legal fees and compensation out of your own pocket.
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance package could include:
Costs aren’t the most important thing when it comes to insurance, having sufficient insurance that protects your charity is key. The cost of this will vary on several factors unique to your charity that’s why it’s difficult to give a solid figure. Costs are based on:
If you’re looking for a quote, we’ll need you to answer a few questions to see what your options are. Start a quote online and a member of our insurance team will be on hand to talk you through any specifics.
Although not a legal requirement, if your charity hosts any events, it’s a good idea to look into public liability insurance. This will cover your back financially in case any visitors injure themselves during your event and make a claim.
Other types of cover like buildings and contents can also help provide financial protection if someone damages your property during an event and you need to make a claim.
If you’re planning on having any events you must inform your broker to ensure you’re correctly covered.
Volunteers are classed as employees (they are included under the definition of employees) so if your charity has any volunteers, you’ll need to take out employers’ liability insurance. Volunteers will not be covered under public liability.
Volunteers should feel safe working for you, just like paid employees!
This will help to cover costs in case someone makes a claim against you. Without it, you could end up paying out of your own pocket for legal fees or compensation.
You’ll want to make sure you’ve considered all aspects of your charity when arranging your insurance package to make sure you choose all the right policies. You should consider the following:
Our UK-based insurance team are on hand to guide you through the process and find the right policies that fit your needs. Get started with a quote online today or get in touch on 0808 253 2738.
At Bionic, we champion UK business owners and charity organisations and want to help in every way we can. That’s why we work with a panel of trusted insurers to provide insurance options for the majority of businesses.
We focus on getting you the right cover, whatever your business story. Get in touch with us today by starting a business insurance comparison online.
“Charity insurance is key for protecting your organisation's volunteers, and the vulnerable communities you serve. With the right cover, you can continue your important work with peace of mind."
Insurance Director, James Barwell
Speed up the process by submitting basic business details online – whenever you have time.
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
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