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Charity Insurance FAQs

To help you understand more about charity insurance, here are the answers to some of our most frequently asked questions.

Do charities have to get trustee management liability insurance?

Although trustee management liability isn’t a legal requirement, trustees do have a level of responsibility to protect the organisation and people who work with it and in it.  

Here is an example of how this type of insurance might work: 

During an event a volunteer has a terrible accident and as a result, an investigation is carried out into the trustees around their health and safety training, procedures and failure to provide the correct training and supervision. This element of cover would help the legal implications and damage caused directly to the trustee involved, but it would not cover any compensation costs. 

Our team can help arrange this cover for you, start a quote online to get started.

Can I use charity money to buy insurance?

The short answer is - yes in certain circumstances. If you are a trustee, the law allows you to insure any property owned by a charity against the risk of loss or damage due to any insured event and to pay the premiums out of its funds. Learn more on the UK government website. 

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Once we know more about your needs, we’ll work with you to find the right cover. We’ll cut through the insurance jargon and answer any questions you might have.

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Renewals remembered for you

With your cover arranged, you need never worry about missing an insurance policy renewal date, as we’ll keep you updated for complete peace of mind.

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