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FAQs

To help you understand more about business insurance, here are the answers to some of our most frequently asked questions.

Do self-employed bricklayers need insurance?

If it’s only you, then employee liability insurance is not needed. But, if you bring anyone else on the job, including staff or even apprentices, then you’ll need to take out employers’ liability insurance. If you don’t, you’ll be breaking the law. 

What if I’m a subcontractor?

Although not a legal requirement, as a sub-contractor you should consider taking out public liability insurance, even if you’re working for someone else - you could still be liable if something were to happen as a result of your work.

How Bionic Works

Friendly, professional agents

Our team speaks your language and won’t waste your time. We use secure smart data to find out more about your needs and only ask questions relevant to your business.

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We’ll talk you through the quotes

Once we know more about your needs, we’ll work with you to find the right cover. We’ll cut through the insurance jargon and answer any questions you might have.

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Renewals remembered for you

With your cover arranged, you need never worry about missing an insurance policy renewal date, as we’ll keep you updated for complete peace of mind.

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