Yes, most insurers will be able to offer coverage for expensive items under stock policies which help protect them in the event of damages or theft due to a break-in. Speak to your broker about arranging this extra cover. Limits and conditions will apply.

If your bike shop also operates online, you’ll still need to consider insurance. You may need additional cover for cyberattacks for shipped goods and to protect your customer data.  Speak to your broker to arrange this.

If you sell e-bikes or e-scooters, you may need to provide additional information around the sale or supply of these to your broker to ensure your get the correct cover. Before you speak to your broker, it’s best to have this information to hand.

Depending on the insurance policy and your specific business needs, you can often get cover the same day you apply.