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Barber Insurance
Compare insurance for barbers
Business insurance for your barber shop
Protect against claims from customers or employees
Bionic is the comparison site for your small business
We compare a vetted panel of trusted business suppliers
Bionic specialises in business insurance for small businesses like barbers
Get tailored cover to protect against claims from customers and the public
Get the protection you need with no needless extras
What is...
barber insurance?
Whether you’re carrying out routine trims, styling with clippers or giving straight razor shaves, you’re bound to run into the risk of accidents. Sharp blades and electronic equipment could cause cuts and razor burns while bleach, treatments and styling products could cause reactions, leaving your clients uncomfortable and you at risk.
Barber insurance protects against this and provides compensation if the unexpected happens, keeping your employees, clients and cash flow safe.
Why is it important for barbers to have insurance?
Due to the nature of working with clients in close proximity, there are many risks you could run into. Accidents or injuries to your clients could happen and expensive damages to your equipment and building due to unforeseen events like floods and fires.
Without sufficient cover, you could end up paying out of your own pocket if someone makes a claim against your business or you don’t have a policy to claim on if you need to.
What type of insurance do barber shops need?
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance package could include:
Employers liability insurance
If you have one or more employees, you must have this insurance by law.
Public liability insurance
In case you injure someone or damage something while providing your services
Stock and contents insurance
Provides cover for stock, including food & drink supplies against theft or damage by fire or other insured events
Commercial building insurance
To protect business premises that you own, whether you're using them or renting them out to others.
Tenant’s renovations
Protection for leased buildings, if you’ve invested in interiors. Your landlord is only responsible for the building.
Product liability insurance
Covers you if a client has a reaction to a product you’ve used and makes a claim against you.
How much does barber insurance cost?
How much you’ll pay annually will depend on a number of factors, including the size of your business, business location, type of policy purchased, coverage limits and previous claims history.
Do you need separate insurance for apprentices?
If you have apprentices or training barbers that aren’t fully qualified you must tell your broker so the right cover can be arranged.
Keep in mind your cover is only likely to be valid if you stick to the following:
- Apprentices only carry out activities they’ve been professionally trained for
- They should be under regular supervision by someone who is fully qualified
- You tell clients the apprentices are not fully qualified
Please check with your insurer for terms and conditions that you may have to follow.
Ensure your business is protected.
Compare quotes from our panel of trusted insurers
“Barbers cut hair with precision. Protect your business with insurance that cuts through risk and guards your professional activities."
Insurance Director, James Barwell
Sort your barber insurance with Bionic
At Bionic, we support UK business owners and want to help in every way we can. That’s why we have knowledgeable insurance brokers who work with a panel of trusted insurers to find you the insurance that fits your business needs. Get in touch with us today by starting a quote online.
How Bionic business Insurance comparison works
Compare business insurance quotes in three simple steps
1
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
2
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
3
Compare tailored quotes
Get your quotes from our panel of trusted insurers and talk any questions through with our team.
What do I need to get started?
You only need a few details to get started with getting a quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
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