Mosque Insurance

Whether you run a small local mosque or a larger site with a community centre, function rooms, you should consider protecting your building, contents, staff and visitors. We can help arrange cover for: 

• Local mosques and prayer rooms 
• Mosques with an attached community centre or hall 
• Mosques with an imam, paid staff or volunteers 
• Multi-site mosques and Islamic centres across more than one location 

Mosques face risks that people don't always think about day to day, including: 

• A worshipper trips or is injured on your premises 
• A fire or flood damages your building or contents 
• Vandalism, arson or a break-in 
• A volunteer is hurt while helping to run an event 
• A legal dispute with a contractor, employee or member of the public 

If your mosque type isn't listed here, it's likely we can still help. We can cover more than 6,000 business types – start a quote online to see your options. 

When sorting insurance for your mosque, it's important to check for any policy exclusions so you can take out extra cover if needed. Look out for the following exclusions: 

• Intentional damage – Damage caused on purpose isn't covered. 
• Neglect – Failing to maintain or secure your premises could void your policy. 
• General wear and tear – Normal ageing or wear on your building and equipment isn't included. 
• Events away from your premises – If you run events off-site, you may need extra cover for locations away from your mosque. 

Insurers and policies vary per provider, double-check your own policy details or speak to our team if you have questions about what's covered and what isn't.

In the UK, employers' liability insurance is a legal requirement if your mosque has anyone working for it. This includes an imam, caretaker, admin staff, or volunteers who help run activities. You could face a fine of up to £2,500 for every day you trade without it if you have employees or volunteers. 

Other types of cover, like public liability, buildings and contents insurance, aren't required by law, but you should consider them as part of your cover to help protect against the risks your mosque could face. Without them, you may be left to pay for repairs, compensation or legal costs out of your own pocket.

Mosque insurance could cost from £1.21 a day* 

But costs vary depending on several factors unique to your mosque, including:  

• The size and type of your mosque 
• The activities run by you or others at the premises  
• The number of members, staff or volunteers you have  
• The value of your premises and equipment  
• Your claims history

_{*The price is for a victor-multi cover third sector secure policy – the average of the bottom 10% of customers who were sold with one of our panel providers paid £442 annually (excluding any additional administration fees) between 01/07/2025 & 30/06/2026. Equivalent to £36.87 a month or £1.21 a day (and excludes the extra costs for paying monthly). Your actual price and policy may vary depending on your business requirements.} 

To find out your mosque insurance costs, start a quote online and our UK-based team will talk through your options with you.