Dental Practice Insurance

Dental practice insurance is suitable to help cover independent dental practices and multi-site dental groups. Every business is unique, so you’ll require a level of protection that reflects the size, structure and day-to-day risks of your dentist practice. 

• Small, independent practices - cover that helps protect your premises, equipment and provides liability coverage, while remaining flexible enough to grow with your business.  
• Larger dental businesses - For multi-site groups, coverage may need to cover multiple locations and bigger teams and operations, as you may face a broader range of risks. 

At Bionic, we don’t offer any medical cover for dentists – this includes procedures, surgery and more. This type of cover requires a specialist policy. However, we it’s likely we can insure your staff, building, stock, dental equipment against damages and public liability in case of trips and falls by visitors. Cover is subject to policy terms, conditions, exclusions and limits.

In the UK, employers’ liability insurance is a legal requirement for most businesses who have workers, including dental practices. This can help cover compensation claims if a staff member is injured or becomes ill due to their work. But practices can choose additional cover for broader protection. 

If something goes wrong, such as a fire, flood, the right insurance could help cover repair costs and lost income while your practice gets back on its feet. It can also help cover claims if someone slips or trips on a wet floor. Without insurance, these costs would need to be paid out of your own pocket.

Dental practice insurance could cost from around 62p a day* 

Your dental insurance costs can vary depending on several factors unique to your business, including: 

• The size of your practice, and whether you have multiple sites 
• The types of services you offer 
• The number of employees you have 
• The value of your premises and equipment 
• Your claims history 

To get accurate costs, it’s a good idea to get a dentist insurance quote from a trusted broker, which will take into account the specific needs and risks of your practice. Start a quote online today.
_{*This price is for a dentist customer – the average of the bottom 10% of customers who were sold with one of our panel providers paid £228 annually (excluding any additional administration fees) between 01/07/2025 & 30/06/2026. Equivalent to £18.98 a month or 62p a day (and excludes the extra costs for paying monthly). Your actual price and policy may vary depending on your business requirements.}

At Bionic, we champion UK business owners and can help sort your insurance needs. We compare quotes from a range of trusted insurers to help you find cover that fits your practice's specific needs, with the right level of protection.

Whether you run an independent practice or manage a multi-site dental group, we can help find cover that protects your people, premises and operations. Our helpful, UK-based brokers are on-hand to help with your dental practice insurance quote. Get in touch today.