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What does tanning salon insurance cover?
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance package could include:
Employers’ liability insurance
If someone working for you gets ill or injured doing work on your behalf. A legal requirement if you have employees.
Public liability insurance
In case you injure someone or damage something while providing your services. For example, slipping on a wet floor.
Product liability insurance
Covers you if a client has a reaction to a product you’ve used and makes a claim against you.
Stock and contents insurance
Provides cover for stock, including food & drink supplies, against theft or damage by fire or other insured events.
Professional indemnity insurance
Protects you if you need to pay a client compensation as a result of advice or professional services you have provided.
Business equipment insurance
Protects your essential tools and equipment from theft or damages due to an insured event.
Personal accident insurance
Helps to provide financial compensation in the event of a personal injury at work (not longstanding).
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