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What does fish and chip shop insurance cover?
An insurance package for fish and chip shops could include some of the covers below. Policies will vary per provider, and limits and exclusions apply. Always refer to your policy wording for details:
Public liability insurance
Protects you if a customer is injured in your shop. For example, if they slip on a wet floor and break their leg.
Employers’ liability insurance
If someone working for you gets ill or injured doing work on your behalf. A legal requirement if you have employees.
Business interruption insurance
Provides compensation if material damage stops your business from running normally, for example fire or flood.
Business equipment insurance
Protects your equipment like fryers, grills, and other essential gear in case they need to be replaced or repaired.
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