Business Insurance Comparison
Compare business insurance for cafes and coffee shops
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Tell us about your business
Share a few quick business details through our online form and we'll find the best options for you.
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What cover do you need for your cafe?
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your coffee shop insurance package could include:
Public liability insurance
In case you injure someone or damage something while providing your services. For example, slipping on a wet floor.
Employers’ liability insurance
If someone working for you gets ill or injured doing work on your behalf. A legal requirement if you have employees.
Commercial building insurance
To protect business premises you own, whether you're using it, renting it out or if a lease requires it
Business Interruption Insurance
Covers lost income if your commercial property has to close due to material damage
Product liability insurance
If a product you sell, like food or beverages, harms a customer, this insurance covers legal and compensation costs.
Equipment breakdown insurance
Covers the costs of repairing or replacing essential equipment in case of breakdowns.
Loss of license insurance
Protects your business if your license to sell alcohol or operate is lost for reasons beyond your control.
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