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She's smiling after sorting her cafe and coffee shop insurance.",393875,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F77bbf83a-1306-0152-fea5-3b5eaf937634\u002F9f0e2648-712f-4055-afb7-c57076b1fa1c\u002FCafe-min.png",1387,1156,{},{"name":71,"type":15,"value":72,"linkedItems":73},"Theme",[],[],{"codename":17,"collection":75,"id":76,"language":75,"lastModified":77,"name":78,"sitemapLocations":79,"type":80,"workflowStep":81,"workflow":75},"default","f6fcccc7-39a1-43da-9de6-7c421279e006","2026-03-31T10:12:23.7822403Z","Content Block - Hero - Cafe & Coffee Shop",[],"content_block___hero","published",{"name":83,"type":15,"value":84,"linkedItems":86},"Content Block - Supplier",[85],"content_block___supplier_carousel___insurance",[87],{"elements":88,"system":102},{"tagline":89,"supplier_image":91},{"name":34,"type":7,"value":90},"We compare a vetted panel of trusted business suppliers",{"name":92,"type":23,"value":93},"Supplier Image",[94],{"name":95,"description":96,"type":28,"size":97,"url":98,"width":99,"height":100,"renditions":101},"insurance-carousel.png","supplier-carousel",35972,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F77bbf83a-1306-0152-fea5-3b5eaf937634\u002Fa6d25ea6-69e0-4a9b-8c2e-d3a0207f9504\u002Finsurance-carousel.png",2134,48,{},{"codename":85,"collection":75,"id":103,"language":75,"lastModified":104,"name":105,"sitemapLocations":106,"type":107,"workflowStep":81,"workflow":75},"39b5b18e-37fb-4e8b-b0d0-e723cea57acc","2024-12-02T15:51:09.3529699Z","Content Block - Supplier Carousel - Insurance",[],"content_block___supplier_carousel",{"name":109,"type":15,"value":110,"linkedItems":130},"Content Blocks",[111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129],"untitled_content_item_76e83b2","content_block___usp___cafe_coffee_shop","content_block___one_column_styled___what_is_cafe_i","why_do_you_need_cafe_insurance_","content_block___video___cafe","untitled_content_item_6403724","content_block___cta___carpet_cleaner","content_block___quote___james_barwell___cafe","content_block___one_column___what_type_of_cafes_do","content_block___one_column___how_much_does_cafe_in","content_block___one_column___how_can_i_get_a_lower","content_block___one_column___why_choose_cafe_insur","content_block___cta___carpet_cleaner_2","content_block___how_does_it_work___how_bionic_busi","content_block___bullet_points___ins_getting_starte","content_block___trust_pilot__slider","cafe_insurance_faqs","content_block___image_with_cta___ins_backbone","content_block___social",[131,146,163,184,215,228,382,410,439,467,495,513,531,546,589,650,664,762,793],{"elements":132,"system":140},{"title":133,"tagline":136,"cta_button_text":138,"cta_link_url":139},{"name":134,"type":7,"value":135},"Title","Compare cafe and coffee shop insurance",{"name":34,"type":7,"value":137},"Don't be a mug, protect your business now",{"name":49,"type":7,"value":50},{"name":52,"type":7,"value":53},{"codename":111,"collection":75,"id":141,"language":75,"lastModified":142,"name":143,"sitemapLocations":144,"type":145,"workflowStep":81,"workflow":75},"76e83b2e-aa16-4d7a-a394-87b8a097af7a","2026-05-29T11:16:25.7172477Z","Content Block - Sticky CTA - Cafe & Coffee Shop",[],"content_block__sticky__cta",{"elements":147,"system":157},{"text_left":148,"text_middle":151,"text_right":154},{"name":149,"type":7,"value":150},"Text Left","Bionic specialises in business insurance for small business, including cafes and coffee shops",{"name":152,"type":7,"value":153},"Text Middle","Get cover to protect against employees, customers and more with no unnecessary add-ons",{"name":155,"type":7,"value":156},"Text Right","Bionic is trusted by UK businesses and won 'Highly Commended' at the 2025 Insurance Broker Awards",{"codename":112,"collection":75,"id":158,"language":75,"lastModified":159,"name":160,"sitemapLocations":161,"type":162,"workflowStep":81,"workflow":75},"f8f6bdea-e453-487d-9cf8-3a1f7ffcb6a6","2026-03-31T10:14:25.9196637Z","Content Block - USP - Cafe Coffee Shop",[],"content_block___usp_",{"elements":164,"system":178},{"title_accent":165,"title":168,"text":170},{"name":166,"type":7,"value":167},"Title Accent","What is...",{"name":134,"type":7,"value":169},"cafe insurance?",{"images":171,"linkedItemCodenames":172,"linkedItems":173,"links":174,"name":175,"type":176,"value":177},[],[],[],[],"Text","rich_text","\u003Cp>If something goes wrong at your cafe or coffee shop, say an employee burns themselves on a hot plate or a customer slips on a wet floor, you could be held responsible. Cafe insurance could cover your business for the cost of any claims made against you or if you need to claim.  \u003C\u002Fp>\n\u003Cp>It’s also a good idea to make sure your cafe insurance covers your stock and equipment against theft or damage.  \u003C\u002Fp>",{"codename":113,"collection":75,"id":179,"language":75,"lastModified":180,"name":181,"sitemapLocations":182,"type":183,"workflowStep":81,"workflow":75},"3f711715-7cda-4f9c-9da3-080834c5013c","2025-02-21T13:46:25.5331897Z","Content Block - One Column Styled - What is cafe insurance?",[],"content_block___one_column_styled_heading",{"elements":185,"system":209},{"title":186,"text":188,"theme":194},{"name":134,"type":7,"value":187},"Why do you need cafe insurance?",{"images":189,"linkedItemCodenames":190,"linkedItems":191,"links":192,"name":175,"type":176,"value":193},[],[],[],[],"\u003Cp>The nature of running a cafe comes with risks for you, your customers and your bank account, so it’s important to get fully insured against these risks.  \u003C\u002Fp>\n\u003Cul>\n  \u003Cli>A customer gets food poisoning from food you’ve served. \u003C\u002Fli>\n  \u003Cli>Accidental fires caused by fryers, ovens or hobs. \u003C\u002Fli>\n  \u003Cli>A customer slips on a greasy floor and injures themselves.\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>If you have any employees or any volunteers, you need to take out employers' liability insurance by law. \u003C\u002Fp>",{"name":71,"type":15,"value":195,"linkedItems":197},[196],"content_block___theme___navy",[198],{"elements":199,"system":203},{"colour":200},{"name":201,"type":7,"value":202},"Colour","Navy",{"codename":196,"collection":75,"id":204,"language":75,"lastModified":205,"name":206,"sitemapLocations":207,"type":208,"workflowStep":81,"workflow":75},"324b67a1-399c-4efe-a4b4-791af801a4fd","2024-11-08T10:57:29.8395583Z","Content Block - Theme - Navy",[],"content_block___theme",{"codename":114,"collection":75,"id":210,"language":75,"lastModified":211,"name":212,"sitemapLocations":213,"type":214,"workflowStep":81,"workflow":75},"d8b390cf-215e-4373-b222-0a9b8b9a4b87","2025-02-21T14:18:55.0466895Z","Content Block - One Column - Why do you need cafe insurance?",[],"content_block___one_column",{"elements":216,"system":222},{"title":217,"video__id":219},{"name":134,"type":7,"value":218},"Find out what business insurance you might need for your cafe from Laura, our Small Business Editor",{"name":220,"type":7,"value":221},"Video Id","Jjhp06YhBlQ",{"codename":115,"collection":75,"id":223,"language":75,"lastModified":224,"name":225,"sitemapLocations":226,"type":227,"workflowStep":81,"workflow":75},"e25c21fe-1b5a-40da-8878-3f94ccfd72e6","2025-04-15T15:43:43.047349Z","Content Block - Video - Cafe",[],"content__block__video",{"elements":229,"system":376},{"title":230,"text":232,"cards":238},{"name":134,"type":7,"value":231},"What cover do you need for your cafe?",{"images":233,"linkedItemCodenames":234,"linkedItems":235,"links":236,"name":175,"type":176,"value":237},[],[],[],[],"\u003Cp>Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your coffee shop insurance package could include:\u003C\u002Fp>",{"name":239,"type":15,"value":240,"linkedItems":248},"Cards",[241,242,243,244,245,246,247],"public_liability_insurance_e3c2338","employers__liability_insurance","commercial_building_insurance","untitled_content_item_f26abbd","product_liability_insurance___cafe","content_block___carousel_card___equipment_breakdow","content_block___carousel_card___loss_of_license_in",[249,271,290,309,329,344,361],{"elements":250,"system":265},{"icon":251,"title":261,"text":263},{"name":252,"type":23,"value":253},"Icon",[254],{"name":255,"description":256,"type":28,"size":257,"url":258,"width":259,"height":259,"renditions":260},"INS - Public.png","A group of blue people",4641,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F77bbf83a-1306-0152-fea5-3b5eaf937634\u002Ff157bbc5-76dd-49f1-9d6d-ccff0c081c71\u002FINS%20-%20Public.png",72,{},{"name":134,"type":7,"value":262},"Public liability insurance",{"name":175,"type":7,"value":264},"In case you injure someone or damage something while providing your services. For example, slipping on a wet floor.",{"codename":241,"collection":75,"id":266,"language":75,"lastModified":267,"name":268,"sitemapLocations":269,"type":270,"workflowStep":81,"workflow":75},"e3c2338f-8198-45d0-ba34-ab5d7d09cd03","2026-06-11T12:51:55.1224463Z","Content Block - Carousel Card - Public liability insurance",[],"content_block___carousel_card",{"elements":272,"system":285},{"icon":273,"title":281,"text":283},{"name":252,"type":23,"value":274},[275],{"name":276,"description":277,"type":28,"size":278,"url":279,"width":259,"height":259,"renditions":280},"INS - Employer.png","A blue line drawing of a man wearing a hard hat",3794,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F77bbf83a-1306-0152-fea5-3b5eaf937634\u002F8d1f5548-2c3d-45af-b669-b905ff7472f0\u002FINS%20-%20Employer.png",{},{"name":134,"type":7,"value":282},"Employers’ liability insurance",{"name":175,"type":7,"value":284},"If someone working for you gets ill or injured doing work on your behalf. A legal requirement if you have employees. ",{"codename":242,"collection":75,"id":286,"language":75,"lastModified":287,"name":288,"sitemapLocations":289,"type":270,"workflowStep":81,"workflow":75},"acf5662a-3064-478b-934b-ac914585c12f","2026-06-11T12:53:41.7861274Z","Content Block - Carousel Card - Employers’ liability insurance",[],{"elements":291,"system":304},{"icon":292,"title":300,"text":302},{"name":252,"type":23,"value":293},[294],{"name":295,"description":296,"type":28,"size":297,"url":298,"width":259,"height":259,"renditions":299},"INS - Building.png","A blue line drawing of a building",2627,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F77bbf83a-1306-0152-fea5-3b5eaf937634\u002F3f9f56a6-7cef-4986-95e9-3c9399ce0e0b\u002FINS%20-%20Building.png",{},{"name":134,"type":7,"value":301},"Commercial building insurance",{"name":175,"type":7,"value":303},"To protect business premises that you own, whether you're using them or renting them out to others.  ",{"codename":243,"collection":75,"id":305,"language":75,"lastModified":306,"name":307,"sitemapLocations":308,"type":270,"workflowStep":81,"workflow":75},"ef91f3b0-cd6a-426c-bb03-06893d412b78","2025-10-15T15:00:05.5616028Z","Content Block - Carousel Card - Commercial building insurance",[],{"elements":310,"system":324},{"icon":311,"title":320,"text":322},{"name":252,"type":23,"value":312},[313],{"name":314,"description":315,"type":316,"size":317,"url":318,"width":259,"height":259,"renditions":319},"Icon insurance card.jpg","Insurance icon","image\u002Fjpeg",1277,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F77bbf83a-1306-0152-fea5-3b5eaf937634\u002Fc2984137-6ade-4f3a-99ae-2ecf2f837ef5\u002FIcon%20insurance%20card.jpg",{},{"name":134,"type":7,"value":321},"Business Interruption Insurance",{"name":175,"type":7,"value":323},"Covers lost income if your commercial property has to close due to material damage",{"codename":244,"collection":75,"id":325,"language":75,"lastModified":326,"name":327,"sitemapLocations":328,"type":270,"workflowStep":81,"workflow":75},"f26abbd1-373a-422e-bda1-046548013876","2025-02-19T14:58:04.0537427Z","Content Block - Carousel Card - Business Interruption Insurance - Optician",[],{"elements":330,"system":339},{"icon":331,"title":335,"text":337},{"name":252,"type":23,"value":332},[333],{"name":314,"description":315,"type":316,"size":317,"url":318,"width":259,"height":259,"renditions":334},{},{"name":134,"type":7,"value":336},"Product liability insurance",{"name":175,"type":7,"value":338},"If a product you sell, like food or beverages, harms a customer, this insurance covers legal and compensation costs.   ",{"codename":245,"collection":75,"id":340,"language":75,"lastModified":341,"name":342,"sitemapLocations":343,"type":270,"workflowStep":81,"workflow":75},"82256386-43ba-469f-8d7b-2d65fd37f0a4","2025-03-31T14:52:19.2939721Z","Content Block - Carousel Card - Product Liability - Catering",[],{"elements":345,"system":356},{"icon":346,"title":352,"text":354},{"name":252,"type":23,"value":347},[348],{"name":314,"description":349,"type":316,"size":317,"url":350,"width":259,"height":259,"renditions":351},"icon for insurance type","https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F77bbf83a-1306-0152-fea5-3b5eaf937634\u002F093ce0a0-4862-4858-8c04-044e01a05ea3\u002FIcon%20insurance%20card.jpg",{},{"name":134,"type":7,"value":353},"Equipment breakdown insurance",{"name":175,"type":7,"value":355},"Covers the costs of repairing or replacing essential equipment in case of breakdowns.",{"codename":246,"collection":75,"id":357,"language":75,"lastModified":358,"name":359,"sitemapLocations":360,"type":270,"workflowStep":81,"workflow":75},"3f963b90-4e19-4bf5-bda1-a1c0c3d18405","2025-02-21T13:57:11.1465526Z","Content Block - Carousel Card - Equipment breakdown insurance",[],{"elements":362,"system":371},{"icon":363,"title":367,"text":369},{"name":252,"type":23,"value":364},[365],{"name":314,"description":315,"type":316,"size":317,"url":318,"width":259,"height":259,"renditions":366},{},{"name":134,"type":7,"value":368},"Loss of license insurance",{"name":175,"type":7,"value":370},"Protects your business if your license to sell alcohol or operate is lost for reasons beyond your control.",{"codename":247,"collection":75,"id":372,"language":75,"lastModified":373,"name":374,"sitemapLocations":375,"type":270,"workflowStep":81,"workflow":75},"ebfb720c-2a71-4bdc-9e13-d3ab8875b82d","2025-02-21T13:58:30.7835353Z","Content Block - Carousel Card - Loss of license insurance",[],{"codename":116,"collection":75,"id":377,"language":75,"lastModified":378,"name":379,"sitemapLocations":380,"type":381,"workflowStep":81,"workflow":75},"6403724d-c6ad-4a9e-8f51-cbcdd5aa2972","2025-02-21T13:57:28.6575922Z","Content Block - Carousel - What cover do you need for your cafe?",[],"content_block___carousel",{"elements":383,"system":404},{"title":384,"text":385,"cta_button_text":386,"cta_link_url":388,"tagline":390,"theme":391},{"name":134,"type":7,"value":56},{"name":175,"type":7,"value":56},{"name":49,"type":7,"value":387},"Compare insurance quotes",{"name":52,"type":7,"value":389},"https:\u002F\u002Fbusiness-insurance.bionic.co.uk\u002F?ppcref=seogeneric",{"name":34,"type":7,"value":56},{"name":71,"type":15,"value":392,"linkedItems":394},[393],"content_block___theme___blue_b7fc496",[395],{"elements":396,"system":399},{"colour":397},{"name":201,"type":7,"value":398},"Blue",{"codename":393,"collection":75,"id":400,"language":75,"lastModified":401,"name":402,"sitemapLocations":403,"type":208,"workflowStep":81,"workflow":75},"b7fc4968-c2c4-48e1-9156-4ae5a909ec6b","2025-03-19T11:34:55.677362Z","Content Block - Theme - Blue",[],{"codename":117,"collection":75,"id":405,"language":75,"lastModified":406,"name":407,"sitemapLocations":408,"type":409,"workflowStep":81,"workflow":75},"795f56e3-366a-4d19-856a-5267398a3467","2026-01-23T14:58:22.1619488Z","Content Block - CTA - SEOGeneric 1",[],"content_block__cta",{"elements":411,"system":433},{"quote_image":412,"quote_text":423,"attribution":430},{"name":413,"type":23,"value":414},"Quote Image",[415],{"name":416,"description":417,"type":28,"size":418,"url":419,"width":420,"height":421,"renditions":422},"quote-image-jamesb.png","James Barwell",30776,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F77bbf83a-1306-0152-fea5-3b5eaf937634\u002Feb23b2d5-571c-4b0f-bb52-3fbad8823814\u002Fquote-image-jamesb.png",230,190,{},{"images":424,"linkedItemCodenames":425,"linkedItems":426,"links":427,"name":428,"type":176,"value":429},[],[],[],[],"Quote Text","\u003Cp>Running a cafe is rewarding but it comes with unique risks. Cafe insurance helps cover you for property damage, customer claims, and even food safety related incidents that might crop up.\u003C\u002Fp>",{"name":431,"type":7,"value":432},"Attribution","James Barwell, Insurance Director",{"codename":118,"collection":75,"id":434,"language":75,"lastModified":435,"name":436,"sitemapLocations":437,"type":438,"workflowStep":81,"workflow":75},"bc13ccc9-77cf-4ad8-832a-273bf8d17c38","2026-01-16T13:55:34.5947066Z","Content Block - Quote - James Barwell - Cafe",[],"content_block___quote",{"elements":440,"system":462},{"title":441,"text":443,"theme":449},{"name":134,"type":7,"value":442},"What type of cafes does this cover?",{"images":444,"linkedItemCodenames":445,"linkedItems":446,"links":447,"name":175,"type":176,"value":448},[],[],[],[],"\u003Cp>We can help insure all types of cafes, including: \u003C\u002Fp>\n\u003Cul>\n  \u003Cli>Standard cafes and coffee shops \u003C\u002Fli>\n  \u003Cli>Delis  \u003C\u002Fli>\n  \u003Cli>\u003Ca href=\"https:\u002F\u002Fbionic.co.uk\u002Fbusiness-insurance\u002Fsandwich-shop\u002F\" data-new-window=\"true\" target=\"_blank\" rel=\"noopener noreferrer\">Sandwich shops\u003C\u002Fa>\u002Fbars  \u003C\u002Fli>\n  \u003Cli>Bistros  \u003C\u002Fli>\n  \u003Cli>Beer cafe  \u003C\u002Fli>\n  \u003Cli>Tea rooms\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>Can’t see your cafe type? It’s likely we can still help you. Start a quote online to get started. \u003C\u002Fp>",{"name":71,"type":15,"value":450,"linkedItems":452},[451],"content_block___theme___grey",[453],{"elements":454,"system":457},{"colour":455},{"name":201,"type":7,"value":456},"Grey",{"codename":451,"collection":75,"id":458,"language":75,"lastModified":459,"name":460,"sitemapLocations":461,"type":208,"workflowStep":81,"workflow":75},"7f21286b-86bb-4895-89e6-2a089b86b647","2024-10-21T16:46:34.480424Z","Content Block - Theme - Grey",[],{"codename":119,"collection":75,"id":463,"language":75,"lastModified":464,"name":465,"sitemapLocations":466,"type":214,"workflowStep":81,"workflow":75},"8887ee9a-b922-480d-982e-c979f3eaa546","2026-01-16T13:57:57.4667189Z","Content Block - One Column - What type of cafes does this cover?",[],{"elements":468,"system":490},{"title":469,"text":471,"theme":477},{"name":134,"type":7,"value":470},"How much does cafe & coffee shop insurance cost?",{"images":472,"linkedItemCodenames":473,"linkedItems":474,"links":475,"name":175,"type":176,"value":476},[],[],[],[],"\u003Cp>Prices could start from around \u003Cstrong>98p per day\u003C\u002Fstrong>*.\u003C\u002Fp>\n\u003Cp>The cost of your annual cafe insurance varies based on several factors unique to your business. Costs are based on: \u003C\u002Fp>\n\u003Cul>\n  \u003Cli>The insurer you choose \u003C\u002Fli>\n  \u003Cli>The level of coverage you need \u003C\u002Fli>\n  \u003Cli>Where your business is located \u003C\u002Fli>\n  \u003Cli>Business size \u003C\u002Fli>\n  \u003Cli>Claims history \u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>The cost of cafe insurance can be different for every business because no two cafes are exactly the same. A small takeaway coffee shop may pay less than a bustling city centre cafe with seating, kitchen facilities and several staff members. \u003C\u002Fp>\n\u003Cp>Cafes with good health and safety practices, clean kitchens and fewer past claims may pay less. If your business has had any previous claims, your cafe insurance cost may be higher because some insurers may see your business as more of a risk. \u003C\u002Fp>\n\u003Cp>Every cafe is different, so the best way to understand how much you’ll pay is to compare quotes from a panel. To find out your exact cafe insurance costs, speak to a member of our UK-based insurance team. \u003C\u002Fp>\n\u003Cp>\u003Csub>*This price is for a cafe or coffee shop customer  – 10% of customers who were sold with one of our panel providers paid £355.48 or less annually (excluding any additional administration fees) between 01\u002F01\u002F25 & 31\u002F12\u002F2025. Equivalent to £29.62 a month or £0.98 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary based on your business requirements.\u003C\u002Fsub>\u003C\u002Fp>",{"name":71,"type":15,"value":478,"linkedItems":480},[479],"content_block___theme___navy_cabc44a",[481],{"elements":482,"system":485},{"colour":483},{"name":201,"type":7,"value":484},"White",{"codename":479,"collection":75,"id":486,"language":75,"lastModified":487,"name":488,"sitemapLocations":489,"type":208,"workflowStep":81,"workflow":75},"cabc44a2-ac12-4719-bcb0-54147bebae8c","2025-04-09T16:40:53.9170775Z","Content Block - Theme - White",[],{"codename":120,"collection":75,"id":491,"language":75,"lastModified":492,"name":493,"sitemapLocations":494,"type":214,"workflowStep":81,"workflow":75},"6a98b987-9040-42e5-9631-89b3e0cdfd11","2026-01-30T09:52:31.3083398Z","Content Block - One Column - How much does cafe insurance insurance cost?",[],{"elements":496,"system":508},{"title":497,"text":499,"theme":505},{"name":134,"type":7,"value":498},"How can I get a lower cafe insurance quote?",{"images":500,"linkedItemCodenames":501,"linkedItems":502,"links":503,"name":175,"type":176,"value":504},[],[],[],[],"\u003Cp>To try and get a lower cafe insurance quote, it helps to show insurers that your premises are well run and low risk. Here are some simple steps that could help reduce your cafe insurance quote: \u003C\u002Fp>\n\u003Cul>\n  \u003Cli>Keep kitchens clean and safe \u003C\u002Fli>\n  \u003Cli>Train staff properly \u003C\u002Fli>\n  \u003Cli>Look after your equipment \u003C\u002Fli>\n  \u003Cli>Prevent accidents \u003C\u002Fli>\n  \u003Cli>Record incidents \u003C\u002Fli>\n  \u003Cli>Compare insurance quotes \u003C\u002Fli>\n  \u003Cli>Check and review your cover regularly \u003C\u002Fli>\n  \u003Cli>Choose a comprehensive cafe insurance package \u003C\u002Fli>\n\u003C\u002Ful>",{"name":71,"type":15,"value":506,"linkedItems":507},[196],[198],{"codename":121,"collection":75,"id":509,"language":75,"lastModified":510,"name":511,"sitemapLocations":512,"type":214,"workflowStep":81,"workflow":75},"03b6e561-7d93-457a-91a3-6e4acac9ad3f","2026-01-30T10:04:54.9374685Z","Content Block - One Column - How can I get a lower cafe insurance quote?",[],{"elements":514,"system":526},{"title":515,"text":517,"theme":523},{"name":134,"type":7,"value":516},"Why choose cafe insurance with Bionic",{"images":518,"linkedItemCodenames":519,"linkedItems":520,"links":521,"name":175,"type":176,"value":522},[],[],[],[],"\u003Cp>At Bionic, we support and champion UK business owners and want to help in every way we can. We work with a panel of insures, providing many different types of cover that can be tailored to the exact needs of your cafe or coffee shop.  \u003C\u002Fp>\n\u003Cp>We focus on getting you the right cover, ensuring you are properly protected by \u003Ca href=\"https:\u002F\u002Fbionic.co.uk\u002Fbusiness-insurance\u002F\" data-new-window=\"true\" target=\"_blank\" rel=\"noopener noreferrer\">comparing business insurance quotes\u003C\u002Fa> to find one that fits.\u003C\u002Fp>",{"name":71,"type":15,"value":524,"linkedItems":525},[451],[453],{"codename":122,"collection":75,"id":527,"language":75,"lastModified":528,"name":529,"sitemapLocations":530,"type":214,"workflowStep":81,"workflow":75},"8fd4a1f4-9336-41d8-8e22-5051bd7da0ed","2025-02-21T14:11:18.9544441Z","Content Block - One Column - Why choose cafe insurance with Bionic",[],{"elements":532,"system":541},{"title":533,"text":534,"cta_button_text":535,"cta_link_url":536,"tagline":537,"theme":538},{"name":134,"type":7,"value":56},{"name":175,"type":7,"value":56},{"name":49,"type":7,"value":387},{"name":52,"type":7,"value":389},{"name":34,"type":7,"value":56},{"name":71,"type":15,"value":539,"linkedItems":540},[393],[395],{"codename":123,"collection":75,"id":542,"language":75,"lastModified":543,"name":544,"sitemapLocations":545,"type":409,"workflowStep":81,"workflow":75},"fceb21d9-1e1d-456b-adf9-65ab0a6bd0c5","2026-01-23T14:59:20.5605518Z","Content Block - CTA - SEOGeneric 2",[],{"elements":547,"system":583},{"title":548,"tagline":550,"title_left":552,"text_left":555,"title_middle":561,"text_middle":564,"title_right":570,"text_right":573,"cta_button_text":579,"cta_link_url":581},{"name":134,"type":7,"value":549},"How Bionic business insurance comparison works",{"name":34,"type":7,"value":551},"Compare insurance quotes in three simple steps",{"name":553,"type":7,"value":554},"Title Left","Start your quote online ",{"images":556,"linkedItemCodenames":557,"linkedItems":558,"links":559,"name":149,"type":176,"value":560},[],[],[],[],"\u003Cp>Speed up the process by submitting basic business details online – whenever you have time. \u003C\u002Fp>",{"name":562,"type":7,"value":563},"Title Middle","Speak to our UK-based team ",{"images":565,"linkedItemCodenames":566,"linkedItems":567,"links":568,"name":152,"type":176,"value":569},[],[],[],[],"\u003Cp>Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct. \u003C\u002Fp>",{"name":571,"type":7,"value":572},"Title Right","Compare tailored quotes ",{"images":574,"linkedItemCodenames":575,"linkedItems":576,"links":577,"name":155,"type":176,"value":578},[],[],[],[],"\u003Cp>Get your quotes from our panel of trusted insurers and through any questions with our team. \u003C\u002Fp>",{"name":49,"type":7,"value":580},"Compare business insurance",{"name":582,"type":7,"value":389},"CTA Link Url",{"codename":124,"collection":75,"id":584,"language":75,"lastModified":585,"name":586,"sitemapLocations":587,"type":588,"workflowStep":81,"workflow":75},"1c547f83-b753-4506-b9f2-1fc1460004af","2026-01-23T15:55:02.6436832Z","Content Block - How Does It Work - SEOGeneric - How Bionic business Insurance comparison works",[],"content_block___how_does_it_work",{"elements":590,"system":644},{"title_left":591,"text_left":593,"bullet_points":599},{"name":553,"type":7,"value":592},"What do I need to get started?",{"images":594,"linkedItemCodenames":595,"linkedItems":596,"links":597,"name":149,"type":176,"value":598},[],[],[],[],"\u003Cp>You only need a few details to get started with getting a free business insurance quote online, so it’s best to have the following information ready to go: \u003C\u002Fp>",{"name":600,"type":15,"value":601,"linkedItems":606},"Bullet Points",[602,603,604,605],"content_block___bullet_point_item___ins_business","content_block___bullet_point_item___ins_policy_dat","content_block___bullet_point_item___ins_name_and_c","content_block___bullet_point_item___ins_additional",[607,617,626,635],{"elements":608,"system":611},{"text":609},{"name":175,"type":7,"value":610},"Your business name and trade ",{"codename":602,"collection":75,"id":612,"language":75,"lastModified":613,"name":614,"sitemapLocations":615,"type":616,"workflowStep":81,"workflow":75},"f5c87133-0e80-44f6-a888-59adda324773","2024-11-18T15:45:17.9673586Z","Content Block - Bullet Point Item - ins business",[],"content_block___bullet_point_item",{"elements":618,"system":621},{"text":619},{"name":175,"type":7,"value":620},"Your policy start date",{"codename":603,"collection":75,"id":622,"language":75,"lastModified":623,"name":624,"sitemapLocations":625,"type":616,"workflowStep":81,"workflow":75},"45b464f7-13cf-49ff-9d89-7624b4e6561e","2024-11-18T16:45:27.4347361Z","Content Block - Bullet Point Item - Ins Policy Date",[],{"elements":627,"system":630},{"text":628},{"name":175,"type":7,"value":629},"Your name and contact details to receive your quote options",{"codename":604,"collection":75,"id":631,"language":75,"lastModified":632,"name":633,"sitemapLocations":634,"type":616,"workflowStep":81,"workflow":75},"cc8e290d-aa14-49e6-9c47-e4efcd884c5d","2024-11-18T16:44:52.23641Z","Content Block - Bullet Point Item - Ins name and contact details",[],{"elements":636,"system":639},{"text":637},{"name":175,"type":7,"value":638},"You may be asked additional questions about business activities",{"codename":605,"collection":75,"id":640,"language":75,"lastModified":641,"name":642,"sitemapLocations":643,"type":616,"workflowStep":81,"workflow":75},"e68e6dec-964b-4032-8dd3-db7796d9098b","2024-11-18T16:46:11.6253384Z","Content Block - Bullet Point Item - Ins additional Q's",[],{"codename":125,"collection":75,"id":645,"language":75,"lastModified":646,"name":647,"sitemapLocations":648,"type":649,"workflowStep":81,"workflow":75},"e263bf42-58ca-4c8b-8463-d2c02093c67a","2026-03-16T14:49:09.7669112Z","Content Block - Bullet Points - Ins Getting Started",[],"content_block___bullet_points",{"elements":651,"system":658},{"title":652,"cta_button_text":654,"cta_link_url":656},{"name":134,"type":7,"value":653},"Businesses are happy with our customer service",{"name":49,"type":7,"value":655},"Read our customer stories",{"name":52,"type":7,"value":657},"https:\u002F\u002Fuk.trustpilot.com\u002Freview\u002Fbionic.co.uk",{"codename":126,"collection":75,"id":659,"language":75,"lastModified":660,"name":661,"sitemapLocations":662,"type":663,"workflowStep":81,"workflow":75},"0b8fe963-e21c-40d4-a3af-533d6b0a87b3","2026-05-29T11:25:35.7041053Z","Content Block - Trust Pilot: Slider Insurance",[],"content_block___trust_pilot",{"elements":665,"system":756},{"title":666,"tagline":668,"faq_items":669},{"name":134,"type":7,"value":667},"Cafe Insurance FAQs",{"name":34,"type":7,"value":56},{"name":670,"type":15,"value":671,"linkedItems":677},"FAQ Items",[672,673,674,675,676],"content_block___faq_item__are_there_any_optional_e","content_block___faq_item__what_if_i_serve_alcohol_","content_block___faq_item__do_i_need_insurance_for_","content_block___faq_item___is_insurance_a_legal_re_2e88fe7","content_block___faq_item___can_you_get_insurance_i",[678,696,711,726,741],{"elements":679,"system":690},{"question":680,"answer":683},{"name":681,"type":7,"value":682},"Question","Are there any optional extras available with cafe insurance?",{"images":684,"linkedItemCodenames":685,"linkedItems":686,"links":687,"name":688,"type":176,"value":689},[],[],[],[],"Answer","\u003Cp>Just like every insurer is different, so are the varying levels of cover on offer. You might find you need different cover from your competitor down the road, or a bigger chain, depending on the size and nature of your cafe or coffee shop.   \u003C\u002Fp>\n\u003Cp>For example. you may want cyber insurance to protect your customer data. If you’re not sure what extra cover is available to you, then it’s best to speak to your broker who can support you in selecting any additional covers that your business may require. \u003C\u002Fp>",{"codename":672,"collection":75,"id":691,"language":75,"lastModified":692,"name":693,"sitemapLocations":694,"type":695,"workflowStep":81,"workflow":75},"39fb5a8f-00cf-469f-99cc-1b53442a7027","2025-02-21T14:13:18.3279034Z","Content Block - FAQ Item: Are there any optional extras available with cafe insurance?",[],"content_block___faq_item",{"elements":697,"system":706},{"question":698,"answer":700},{"name":681,"type":7,"value":699},"What if I serve alcohol at my cafe?",{"images":701,"linkedItemCodenames":702,"linkedItems":703,"links":704,"name":688,"type":176,"value":705},[],[],[],[],"\u003Cp>If you serve alcohol, you’ll need to take out a public liability policy. This can be arranged if you speak to your broker.  \u003C\u002Fp>\n\u003Cp>But in order to sell alcohol in the UK you need a license and at least one employee must hold a personal license. This is not the same as business insurance and is something you need to arrange separately with the UK government. Read more about \u003Ca href=\"https:\u002F\u002Fbionic.co.uk\u002Fbusiness-insurance\u002Fguides\u002Fbusiness-licences\u002F\">business licenses\u003C\u002Fa>. \u003C\u002Fp>",{"codename":673,"collection":75,"id":707,"language":75,"lastModified":708,"name":709,"sitemapLocations":710,"type":695,"workflowStep":81,"workflow":75},"3b4e6bb7-8571-4e74-9a91-60694dcc68e7","2025-02-21T14:14:06.4052981Z","Content Block - FAQ Item: What if I serve alcohol at my cafe?",[],{"elements":712,"system":721},{"question":713,"answer":715},{"name":681,"type":7,"value":714},"Do I need insurance for a mobile coffee stall?",{"images":716,"linkedItemCodenames":717,"linkedItems":718,"links":719,"name":688,"type":176,"value":720},[],[],[],[],"\u003Cp>If you have market stall or attend events with a mobile coffee stall then you’ll still need to think about insurance. It’s best to speak to your broker to arrange the right level of cover for any trading off-site.\u003C\u002Fp>",{"codename":674,"collection":75,"id":722,"language":75,"lastModified":723,"name":724,"sitemapLocations":725,"type":695,"workflowStep":81,"workflow":75},"2aac6944-562d-426e-82de-efbad9709e8c","2025-02-21T14:14:47.6345571Z","Content Block - FAQ Item: Do I need insurance for a mobile coffee stall?",[],{"elements":727,"system":736},{"question":728,"answer":730},{"name":681,"type":7,"value":729},"Is insurance a legal requirement for cafes?",{"images":731,"linkedItemCodenames":732,"linkedItems":733,"links":734,"name":688,"type":176,"value":735},[],[],[],[],"\u003Cp>The only insurance that’s a legal requirement is employees’ liability insurance, this applies if you have any employees.\u003Cstrong> \u003C\u002Fstrong>Many other types of cover are essential for business owners, even if they’re not required by law. \u003Cbr>\nNot sure what types of cover are essential for your business? Our knowledgeable insurance team are on hand to support you in selecting the right cover for your business. Start a quote online today.\u003C\u002Fp>",{"codename":675,"collection":75,"id":737,"language":75,"lastModified":738,"name":739,"sitemapLocations":740,"type":695,"workflowStep":81,"workflow":75},"2e88fe77-680a-4d8b-88da-231ae56b7755","2026-01-30T10:11:18.857558Z","Content Block - FAQ Item - Is insurance a legal requirement for cafes?",[],{"elements":742,"system":751},{"question":743,"answer":745},{"name":681,"type":7,"value":744},"Can you get insurance if you use a fryer?",{"images":746,"linkedItemCodenames":747,"linkedItems":748,"links":749,"name":688,"type":176,"value":750},[],[],[],[],"\u003Cp>Yes, you’ll just need to tell your broker so they can make sure the right cover is in place.   \u003Cbr>\nUsing deep-fat fryers comes with an extra fire risk, so you’ll need to make sure your policies cover you in case something happens, say someone leaves fried goods in the fryer and it sets on fire, for example.   \u003Cbr>\n\u003C\u002Fp>\n\u003Cp>Our knowledgeable insurance team will be able to make sure your policies include cover for risks that come with using fat fryers.\u003C\u002Fp>",{"codename":676,"collection":75,"id":752,"language":75,"lastModified":753,"name":754,"sitemapLocations":755,"type":695,"workflowStep":81,"workflow":75},"00ada441-a0c4-44c0-98ab-b7dc4470ee26","2026-01-30T10:13:21.5049536Z","Content Block - FAQ Item - Can you get insurance if you use a fryer?",[],{"codename":127,"collection":75,"id":757,"language":75,"lastModified":758,"name":759,"sitemapLocations":760,"type":761,"workflowStep":81,"workflow":75},"57a36d5e-4745-47db-b5e5-f88dd4091474","2026-01-30T10:11:37.8557843Z","Content Block - FAQ - Cafe Insurance FAQs",[],"content_block___faq",{"elements":763,"system":787},{"title_left":764,"text_left":766,"cta_button_text":772,"cta_link_url":774,"image_right":776},{"name":553,"type":7,"value":765},"Not your usual boring business content!",{"images":767,"linkedItemCodenames":768,"linkedItems":769,"links":770,"name":149,"type":176,"value":771},[],[],[],[],"\u003Cp>\u003Cstrong>Sign-up to The Backbone\u003C\u002Fstrong>, our free fortnightly newsletter for anyone who owns, runs, or works in one of the millions of businesses across the UK. Get the inside track from real business owners just like you\u003C\u002Fp>",{"name":49,"type":7,"value":773},"Yes, sign me up",{"name":52,"type":7,"value":775},"https:\u002F\u002Fbackbone.bionic.co.uk\u002Fsign-up",{"name":777,"type":23,"value":778},"Image Right",[779],{"name":780,"description":781,"type":28,"size":782,"url":783,"width":784,"height":785,"renditions":786},"backbone-image.png","Backbone cover photo",144987,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F77bbf83a-1306-0152-fea5-3b5eaf937634\u002F3212614b-64af-47bf-8de8-bb4b18ed29cb\u002Fbackbone-image.png",452,403,{},{"codename":128,"collection":75,"id":788,"language":75,"lastModified":789,"name":790,"sitemapLocations":791,"type":792,"workflowStep":81,"workflow":75},"31d6b6b9-30ef-4f5a-bde5-ec18f1823f86","2024-11-19T13:47:59.5857742Z","Content Block - Image with CTA - Ins Backbone",[],"content_block___image_with_cta",{"elements":794,"system":795},{},{"codename":129,"collection":75,"id":796,"language":75,"lastModified":797,"name":798,"sitemapLocations":799,"type":129,"workflowStep":81,"workflow":75},"27c81dfe-7041-4ad0-913b-6f7b41ef4a2b","2024-11-12T12:29:58.1483257Z","Content Block - Social",[],{"name":801,"type":7,"value":802},"Meta Title","Cafe & Coffee Shop Insurance From 98p a day | 86% of customers love our service",{"name":804,"type":7,"value":805},"Meta Description","We can tailor cover for over 6,000 business types, including cafes and coffee shops. Switch today and your increase at renewal could be less than a pint with Bionic.",{"name":807,"type":7,"value":808},"Meta Canonical","https:\u002F\u002Fbionic.co.uk\u002Fbusiness-insurance\u002Fcafe-coffee-shops\u002F",{"name":810,"type":811,"value":812},"Meta Robots","multiple_choice",[813],{"name":814,"codename":814},"index",{"name":816,"type":811,"value":817},"Meta Aggregate Schema",[],{"codename":819,"collection":75,"id":820,"language":75,"lastModified":821,"name":822,"sitemapLocations":823,"type":824,"workflowStep":81,"workflow":75},"cafe___coffee_shop_insurance___new","132097e8-852f-4145-91e0-c70d5d0ce0be","2026-03-31T10:14:44.395457Z","Cafe & Coffee Shop Insurance - New",[],"seo_product_page",1784734898112]