Business loans and finance

Business loans and finance

We’ll help you find the right business loan

Think agent
  • We’ll compare 100s of lenders
  • Help to find the right products for your needs
  • Preferential relationships with banks and specialists SME lenders

Service provided by our finance division, Think Business Loans

Think compare a vetted panel of around 100 trusted UK business lenders

How business loans comparison works with Bionic and Think

How Bionic Works

You tell us how much
you need to borrow

Let us know how much you need to borrow and what you’ll use the finance for, and we’ll use smart data to find out more about your business.

How Bionic Works

We’ll compare finance
options and lenders

We’ll compare different loans from a range of providers – from high street banks to alternative lenders - to find the right finance for your business.

How Bionic Works

We’ll take care of
your application

Our tech-enabled team will answer any questions and take care of your application to help improve your chances of getting the nod for funding.

Your business loans comparison is free.

Your comparison is free. If you take out a loan, we’ll be paid a commission by the lender that is included in the rates we quote.

We compare business finance products as well as lenders

With so many business finance options, it can be hard to know where to start. Our team will help you find the right loan for your business.

Recovery loans

The Recovery Loans Scheme (RLS) is a replacement for the CBILS, CLBILS, and Bounce Back Loan Schemes. These government-backed loans can be used to manage cashflow, investment and growth.

  • Term loans or overdrafts from £25,001 to £10m
  • Invoice or asset finance from £1,000 to £10m

Working capital

Unlike other business loans that are designed to help you buy assets or fund any expansion plans, working capital loans are designed to help your business cover its day-to-day costs.

  • Get a decision within days
  • Approved funds in your account within two hours

Invoice finance

If you’re owed money on outstanding invoices, but need the money now to cover cashflow, invoice finance allows you to borrow money against the amounts owed to you on unpaid invoices.

  • Release unpaid capital
  • Short-term finance option

Asset finance

Any assets you have on your business balance sheet, including fixtures and fittings, machinery, IT equipment and software – can be used as security to release funds via asset finance.

  • Choose leasing, hire purchase or refinancing
  • Short term loan options available

Bridging loans

If you need to cover a shortfall in funding, perhaps to buy a business property or carry out refurbishments, a bridging loan can cover costs in the short term until other finance is available.

  • Finance from specialist bridging loan lenders
  • Flexible lending and repayment options

Commerical mortgages

A commercial mortgage is a long-term secured loan that is used to invest in a business property. Funding is usually available for 70-75% of a property’s value with repayment terms of up to 25 years.

  • Long-term secured lending
  • Compare various terms and rates

Unsecured business loans

Unsecured business loans mean to can take out business finance without putting up any assets, equipment, or property as security. Acceptance and terms based upon your business credit score.

  • Access our panel of unsecured lenders
  • Use for any business purpose

Card machine cash advance

If your business uses a PDQ card machine you could borrow money against future card transactions. This works in line with your business cashflow and isn’t reliant on having a good credit score.

  • Borrowing based upon turnover
  • Only pay back on future transactions

Bionic provides the business switching services for many well known brands

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